Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt Ritcher and his team are fantastic! They made this experience extremely easy and fast. All of the paperwork was so streamlined and easy to process through. They were constantly on top of everything that needed to be done and very easy...
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Reply from Owner
August 9th, 2021 08:18 PM
Denise, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter was fantastic to work with. He was always willing to answer questions and respond promptly. Matt made the lending process go smoothly and without issues. 11 out of 10 would use Matt and Platinum again for the lending process. Thanks...
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Reply from Owner
August 6th, 2021 07:11 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Lucas was incredible! We had a cluster situation with a bad bank when we refinanced and he was able to sort through it and get everything resolved and our refinance completed. We can't tell him how appreciative we are for how much work her...
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Reply from Owner
August 1st, 2021 09:45 PM
Hi Cameron, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Steven Carlsen helped me and my wife purchase our first home, extremely helpful, prompt and was able to answer every question I threw at him. Would highly recommend Platinum Home Mortgage and Steven personally.
Reply from Owner
July 25th, 2021 05:09 AM
Thank you, Brennan! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
If I could give 10 stars, I would! We have closed a couple of other loans with Matt and I HIGHLY recommend him. He is professional, competent, tenacious when needed and his attention to detail is excellent!
Reply from Owner
July 22nd, 2021 01:52 AM
Scott, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Nathan Z
Reply from Owner
July 14th, 2021 07:21 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
We refinanced our home back in September 2020 with Lisa at Platinum. She was quick and efficient and made everything run smoothly. It was a pleasure working with her.
Reply from Owner
July 10th, 2021 06:12 PM
Hi Nikole, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Best experience with the purchase and again the refi with our house! Thanks Matt
Reply from Owner
July 9th, 2021 05:59 PM
Thank you, Gabe! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
Matt Richter and the the whole Platinum Mortage team were excellent and made the whole process effortless and smooth. Very grateful for our friends referral. I would highly recommend them! 5 STARS ⭐️ Thank you
Reply from Owner
July 6th, 2021 05:37 AM
Beau, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Great experience from start to finish!! Matt and his team really know their stuff and are a pleasure to work with. If you are thinking of buying a home I strongly suggest starting with platinum home mortgage.
Reply from Owner
July 2nd, 2021 10:32 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.