

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I had heard from multiple people before even working with Matt at Platinum that he is reliable, trustworthy, and his integrity holds up. I’m so glad I chose to work with him, because what everyone said was absolutely true. From start to finish,...
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Reply from Owner
February 19th, 2022 12:00 AM
Thank you, Shannon! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
Jennifer Ward with Platinum Home Mortgage has always delivered for us! She has always had our best interest in mind, clearly demonstrates all options, and makes the entire process a breeze. We will continue to use her each time we are in need...
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Reply from Owner
December 17th, 2021 05:36 AM
Hunter, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Ann H
Reply from Owner
December 14th, 2021 07:41 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
This was a complex transaction and Lucas Schell did an excellent job.
We went through 3 different lenders to get the best rate available. I would highly recommend Lucas in the future.
Reply from Owner
December 9th, 2021 09:57 PM
Hi William, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Kynzie G
Reply from Owner
December 6th, 2021 08:05 PM
Kynzie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Jennifer was very helpful and effective in working through our circumstances, which were more complex that normal. We own a business and have SBA loans that were involved in the process, she worked closely with those bankers and kept me informed....
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Reply from Owner
November 27th, 2023 03:30 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Andrea was great to work with, I have no complaints, all went as planned, I am very happy with her and just sorry I never got a chance to meet her in person.
Reply from Owner
November 23rd, 2021 11:21 PM
Hi Diane, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Steve did an exceptional job with the close of my condo. Very knowledgeable and on top of everything!
Reply from Owner
November 19th, 2021 05:38 PM
Thank you, Jamie Inman -! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
Platinum Home Mortgage- 5 STAR Experience..!!! Matt Richter was our Loan Consultant. Great referral from our realtor. He was very knowledgeable, experienced and knew the entire process from beginning to end.We explained what our goals were,...
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Reply from Owner
November 18th, 2021 05:55 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Platinum Home Mortgage- 5 STAR Experience..!!! Matt Richter was our Loan Consultant. Great referral from our realtor. He was very knowledgeable, experienced and knew the entire process from beginning to end.We explained what our goals were,...
read more
Reply from Owner
February 19th, 2022 12:00 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.