

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Steve was extremely helpful every step of the way with buying my home and later on refinancing my home. Steve was always there to answer any questions I had and always had a positive attitude. I will always go with Platinum Home Mortgage because...
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Reply from Owner
May 19th, 2022 05:34 PM
Thank you, Nicholas! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
Matt Richter has received a review with 5 star rating from Joanne S
Reply from Owner
April 25th, 2022 01:41 AM
Joanne, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt and his team were excellent in helping us with a unique situation buying in this difficult market ! We had a great experience and he was so helpful with all our questions through the process .
Reply from Owner
April 20th, 2022 01:18 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
With owning a small business, there were some challenges around traditional loans. Matt was very helpful in walking us through the process. We closed on time and did not experience any loan issues. Highly recommend working with Matt.
Reply from Owner
April 12th, 2022 01:41 PM
Hi Ryan, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Steve was great to work with and I'd recommend anyone financing a home to work with him!
Reply from Owner
April 8th, 2022 02:09 AM
Thank you, Eric! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
Lucas made our first time buying experience pretty painless. He made sure going into it he had all documents needed to get things closed fast. He was able to answer all our questions and put us at ease on things we didn’t understand with all...
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Reply from Owner
April 1st, 2022 07:12 PM
Aimie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
On behalf of my Team, we want to give a shout out to Lecia Cynova, Sonya Monaghan, Vanessa Nate & Karen Black !!! Their kindness, professionalism, and attention to details makes them EXCEPTIONAL members of Platinum Home Mortgage.Thank you for...
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Reply from Owner
March 31st, 2022 11:40 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
The experience was awesome. Matt was outstanding with communication and streamlining the process. 2 thumbs up
Reply from Owner
March 17th, 2022 04:16 PM
Hi Monte, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Matt is excellent to work with. I have used him for multiple loans and the process is always easy and flawless. This time he was able to get me approved when no one else could! I highly recommend Matt and Platnium Mortgage.
My husband and I have used Platinum Home Mortgage twice now and both times have been outstanding. Jennifer is the most gracious and helpful human being - we just adore her and all experiences with Platinum have been amazing. We could not have...
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Reply from Owner
February 28th, 2022 06:28 PM
Thank you, Kelly! We appreciate you taking the time to write such a great review. We hope to assist you again in the near future.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.