

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt is great to work with, very easy process with great communication. Made our home buying experience very enjoyable and stress free. Will not go anywhere else in the future!
Reply from Owner
June 29th, 2022 02:26 PM
Jacob, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Kristen S
Reply from Owner
June 29th, 2022 03:09 PM
Thank you very much for your review!
Working with Matt made out first time home buying experience a dream. He was very quick with all the processing and great with communication. He provided all our options and great advice to point us in the right direction. We always knew what...
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Reply from Owner
June 13th, 2022 09:39 PM
Hi Samantha, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Working with Matt made out first time home buying experience a dream. He was very quick with all the processing and great with communication. He provided all our options and great advice to point us in the right direction. We always knew what...
read more
Reply from Owner
February 19th, 2023 12:00 AM
Hi Samantha, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Lucas and his Team embody all of the special characteristics you seek for a mortgage transaction; availability, technical competence, superb responsiveness & communications, as well as extraordinary interpersonal skill sets. Thoroughly impressed...
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Reply from Owner
June 7th, 2022 02:57 AM
Thank you, Trace! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
Big shout out to Matt Richter! He was very reliable though the whole process. He was very prompt with responding to any questions and making our home buying process stress free. I HIGHLY recommend Platinum Home Mortgage. They will be my first...
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Reply from Owner
May 24th, 2022 06:46 AM
Hi Ty, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Big shout out to Matt Richter! He was very reliable though the whole process. He was very prompt with responding to any questions and making our home buying process stress free. I HIGHLY recommend Platinum Home Mortgage. They will be my first...
read more
Reply from Owner
February 19th, 2023 12:00 AM
Hi Ty, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
We had a great experience with Krista Kaufman. highly recommend her and Platinum Home Mortgage
Reply from Owner
May 24th, 2022 07:48 AM
Pam, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt did a spectacular job for us. From start to finish, about four weeks. Very fast in today's mortgage world. He is a pleasure to work with: honest, efficient, hard working and very knowledgeable.This is the second time we've used his services...
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Reply from Owner
May 24th, 2022 07:07 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Matt did a spectacular job for us. From start to finish, about four weeks. Very fast in today's mortgage world. He is a pleasure to work with: honest, efficient, hard working and very knowledgeable.This is the second time we've used his services...
read more
Reply from Owner
February 19th, 2023 12:00 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.