

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Krista Kaufman and Vanessa Nate were fantastic to work with with. If you want a smooth process for your mortgage I recommend you call and request them. Thank you for the great service.
Reply from Owner
January 26th, 2023 04:28 PM
Heidi, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt was great to work with
Reply from Owner
January 20th, 2023 03:36 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Andrea B. was great to work with. She kept us informed every step of the way and got us through lending approval well before the anticipated closing date. Highly recommend PHM for your home buying / mortgage needs.
Reply from Owner
January 12th, 2023 05:08 PM
Thank you, Brian! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
My fiance and I worked with Lucas and him and his team went above and beyond for us to get our home loan to where it was great for us and the sellers . They also were very quick and polite to answering any questions we had, and if any sort...
read more
Reply from Owner
January 11th, 2023 08:03 PM
Kyrie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
My husband and I have been using Jennifer for years and she has worked so hard to meet our needs, be flexible, and have amazing communication. I will continue to use her for all my loan needs. We highly recommend.
Reply from Owner
January 11th, 2023 06:56 PM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
My fiance and I worked with Lucas and him and his team went above and beyond for us to get our home loan to where it was great for us and the sellers . They also were very quick and polite to answering any questions we had, and if any sort...
read more
Reply from Owner
February 19th, 2023 12:00 AM
Kyrie, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Justin G
Reply from Owner
December 30th, 2022 07:18 PM
Hi Justin, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
We are very pleased with the exceptional service from Matt Richter and Platinum Home Mortgage. Matt was very helpful through the whole process, and he was always there to hold our hands and answer our questions.
Reply from Owner
December 29th, 2022 05:28 PM
Thank you, Andrew! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
Matt Ritcher helped my wife and i purchase our first home. He made it super easy for us, was very clear on what he needed from us and what he was going to do for us. He worked with us when we needed help. He made it an overall great and easy...
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Reply from Owner
December 29th, 2022 05:32 AM
Jeremy, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt Richter has received a review with 5 star rating from Doug O
Reply from Owner
December 2nd, 2022 03:23 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.