

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt was excellent to work with, and did a great job!
Reply from Matt Richter
August 8th, 2023 03:32 PM
Thanks JK! Appreciate the review. Congrats on your new home and please let me know how I can help going forward.
Matt was very responsive and made the whole process as easy as can be.
Reply from Matt Richter
August 7th, 2023 03:09 PM
Thankyou for the 5 Star review and Congrats on your new home!
We really appreciated all of Matt’s help and expertise in giving us a couple of different scenarios in which to choose from as far as our loan options. He made the whole process go smoothly and quickly.
Reply from Matt Richter
August 7th, 2023 03:08 PM
Thank you for your kind words about Matt, Ellen! We are so glad to hear that he was able to provide you with the help and expertise you needed to make the loan process go smoothly. We strive to provide the best customer service and we are delighted...
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Timely, always correct, complete
Reply from Matt Richter
August 2nd, 2023 03:05 PM
Thankyou for the Review! Appreciate it and happy to help.
Personal attention and communication.
Reply from Matt Richter
August 2nd, 2023 03:05 PM
Thank you, Denise, for taking the time to leave me a 5-star review. I'm glad you appreciated the personal attention and communication!
Please feel free to reach out anytime with any questions going forward. I'm always happy to help.
Matt is very professional. He found a loan that met our needs at a good rate.
Reply from Owner
June 6th, 2023 04:33 PM
Stephen, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Best lender hands down! Lucas went above and beyond, highly recommended!
Reply from Owner
May 17th, 2023 08:24 AM
Hi Katie, Thank you for your review! We're so glad we were able to help you through the loan process. We appreciate your feedback, and thank you for choosing us!
Lucas went above and beyond to make everything go smoothly for us with our recent home purchase. Couldn’t recommend more, he is truly a joy.
Reply from Owner
May 17th, 2023 08:25 AM
Thank you very much for your review! We're proud to have them on our team, and we appreciate your feedback on your experience.
Matt was great. Always available and clear when explaining complicated processes. Met us at signing and everything. Highly recommended!!
Reply from Owner
May 2nd, 2023 07:12 PM
Thank you, Chad! We appreciate you taking the time to write such a great review. We hope you're enjoying your home and that we can assist you again someday!
Matt Richter is so helpful and easy to work with. Would highly recommend Platinum Home Mortgage.
Reply from Owner
April 16th, 2023 07:22 PM
Sang, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.