

Matt Keyes
Concierge Loan Officer | NMLS #398768

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt and his team were fantastic to work with during my home refinance. He was clear, responsive, and made the entire process smooth and stress-free from start to finish. He took the time to explain options, answered questions quickly, and...
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Reply from Matt Keyes
September 17th, 2026 06:59 PM
I'm grateful for your kind words, Phillip. I'm pleased to hear that the refinancing process went smoothly and that my approach helped alleviate any stress. Clarity and responsiveness are key in ensuring everything progresses on schedule, so...
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Amazing service!!!!!
Reply from Matt Keyes
September 17th, 2026 06:59 PM
I appreciate your enthusiasm, Pedro. I'm glad to hear that you were happy with the service. If there's anything else I can do for you, feel free to reach out.
Matt Was great to work with. He was very knowledgeable. The whole process went smooth.
Reply from Matt Keyes
September 17th, 2026 06:59 PM
It's wonderful to hear that you found the process smooth and my knowledge helpful, Nichole. Thank you for sharing your experience—I'm glad to have been able to assist you effectively.
Excellent communicator!
Reply from Matt Keyes
September 17th, 2026 06:59 PM
Thank you for recognizing my communication skills, Michael. Clear and effective communication is something I prioritize, and I'm pleased to know it made an impact on your experience.
Great communication
Reply from Matt Keyes
September 17th, 2026 06:59 PM
I appreciate you highlighting the communication, Ashley. Keeping the lines open and clear is important to me, so I'm glad that stood out during your experience. Thank you for sharing your thoughts.
Matt always does a great job.
Reply from Matt Keyes
September 17th, 2026 06:59 PM
I appreciate the positive feedback, and I'm glad to know I've met your expectations. Thank you for your support.
Matt has a proactive streamlined approach to the process. He was always at least one step ahead that allowed for a very smooth mortgage. Matt dropped everything and took the time to fully answer any questions we had. Matt is a true craftsman...
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Reply from Matt Keyes
September 17th, 2026 06:59 PM
It's great to hear that you found my proactive approach and streamlined process helpful, Chad. Being a step ahead and ensuring a smooth experience is always my goal, and I'm pleased that it made a difference for you. I'm glad I could be there...
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More communication and more details being requested in a timely manner to prevent delays. Your assistant seemed to either be untrained or not a detailed person, or had too much going on and not on top of what was needed. Maybe more traing and...
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Having updates and the ease of use of the computer system Synergy 1 uses made the whole process easy.
You guys were on top of all the issues.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
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