

Matt Keyes
Concierge Loan Officer | NMLS #398768

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Smooth process and good communication
Matt and the Team were on top of every step of the process
Team did a great job of communicating and we had a very smooth loan closing overal.
Great attention and listening
I enjoyed working with the Synergy One lending team and appreciated their great communication and knowledg!
Felt supported throughout the journey ghis was. made it much easier
Reply from Matt Keyes
November 2nd, 2026 03:45 PM
I'm happy to know that you felt supported throughout your journey, Emilee. At Synergy One Lending, Inc., I aim to make the process as smooth and easy as possible for you.
Easy to work
Reply from Matt Keyes
November 2nd, 2026 06:52 PM
I'm pleased to hear that you found it easy to work with me, James. At Synergy One Lending, Inc., I strive to make every interaction straightforward and effective.
Thanks for helping with all my questions regarding the loan contracts. Appreciate that despite email being the main line for relaying contracts that I could get questions answered via call and text.
Reply from Matt Keyes
November 2nd, 2026 08:06 PM
I'm grateful, Solomon, that I was able to assist with your questions about the loan contracts. At Synergy One Lending, Inc., it's important to me that you feel supported through various communication channels.
Didn't talk to Matt at all but service at synergy was super
Reply from Matt Keyes
November 2nd, 2026 02:11 PM
I'm glad to hear that you had a great experience with the service at Synergy One Lending, Inc., Lauren. If you have any other feedback or questions, please feel free to reach out.
I only teceived one email from Matt . My other emails came from Crystal and she seemed to answer only parts of my email at a time
Reply from Matt Keyes
October 29th, 2026 07:09 PM
Thank you for your feedback, Sara. I apologize for any inconvenience caused by the communication with Crystal at Synergy One Lending, Inc. Please feel free to reach out to me directly if there's anything specific you need assistance with.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
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Time Zone
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235