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Matt Howard - Northpointe Bank
Loan Officer | NMLS# 770630


Central Michigan University
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value an... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
Sat
closed
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Reviews from Web
Matt was fantastic to work with throughout the entire process. He answered all my questions, timely & made sure I understood how different things would effect my loan process.
The process with Northpointe was efficient and easy. My loan officer, Matt, was professional, informative, courteous, and was consistently responsive to my requests, I felt like I knew exactly where things stood in the process from the beginning...
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Be aware of this company. This guy won't respond your email in timely manner. I waited weeks after weeks for a single response. Also they will change your mortgage rate without any valid reason. Their promises are fake and worst is their business....
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Reply from Owner
November 17th, 2016 12:00 AM
This transaction was frustrating for all parties. The estimated value of the home provided by the client unfortunately was not accurate, and additional comparable sales provided in appeal of valuation didn't support client’s opinion of value....
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Miserable experience. Many delays - primarily due to Northpointe Bank 'forgetting' to tell us they were looking for MORE documentation. Then they 'forgot' to consider all of our income items, then refused our loan because of insufficient income...
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Reply from Owner
September 22nd, 2016 12:00 AM
We are sorry for the frustration. Unfortunately income information provided at application was not accurate. We were supplied an income number which included income from a side business, but that business and income source was not provided...
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I worked with Matt at Northpointe to refinance a mortgage. My previous broker could not come close to the rates that Northpointe provided on a 20-year home loan. The process of refinancing was extremely easy. It was very clear what I had to...
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Overall a very easy process from start to finish. Matt Howard was our loan officer and was very easy to deal with. This was our first "online" refinance, but the rate couldn't be beat, so we took the chance on Northpointe Bank. Though the closing...
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After doing a great deal of research online it was clear that Northpointe bank would provide us with the best rates and the best customer service, and they did. Matt made the process seamless and if we should need to refinance again or get...
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WOW - amazing experience with this lender. We compared rates of Northpointe Bank versus a number of other banks -- although the % APR were similar between all the banks, Northpointe was far superior in offering a credit (even after all fees)...
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Matt and team were beyond great through this entire refinance transaction. Their responsiveness is spot on; they utilize technology to ensure the process is quick and easy and offered the most competitive rates of anyone we could find. This...
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I worked with Matt Howard to refinance our mortgage. Throughout the process Matt answered my questions quickly, and addressed any concerns I had. Our loan came through as promised, and we are happy customers. I would recommend Northpointe Bank...
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About
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value and innovation to the people we serve. For each of the past nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Central Michigan UniversityQuality Control Technology/TechnicianBachelor's Degree

Positions
- Northpointe Bank - Internet Loan OfficerFeb 1st, 2015 - Current
Memberships
- National Mortgage License Number 770630
- NMLS # 770630
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #770630
Awards
Northpointe Bank T...
Achievements
- Recognized Top Performer 2017-2023 Northpointe Bank
Hobbies
- Family Time
- Traveling
- College Football
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Disclaimer
Fair housing laws prohibit discrimination in any activity relating to the sale or rental of dwellings, financing or insuring housing, the terms and conditions related to housing, or harassment that is based on your race, color, religion, disability, familial status, national origin or sex.