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Matt Howard - Northpointe Bank
Loan Officer | NMLS# 770630


Central Michigan University
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value an... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6:30 PM
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM
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Reviews from Web
Too much of the process was done via email. I never met a person face to face once. Even when I scheduled a meeting at the bank, Matt did not show up as he thought I meant a Zoom call. The entire process was littered with mistakes and miscommunications....
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Reply from Matt Howard - Northpointe Bank
October 14th, 2026 08:32 PM
Thank you for taking the time to share your feedback. We understand that the home lending process can sometimes be stressful, especially when unexpected information comes to light along the way. We recognize how frustrating that can be and...
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Matt was great. He was honnest, available all the time I had question and closing numbers were identical to what he suggested at the begining.
Reply from Matt Howard
October 12th, 2026 05:38 PM
I appreciate you taking the time to share your experience. Thank you for trusting us with your home lending needs.
Matt and his team did a great job, very easy and quick transaction! Well Done!
Reply from Matt Howard
October 5th, 2026 06:44 PM
Thank you for sharing your experience with us. We appreciate the opportunity to work with you on your home financing.
I passed the purchase agreement early however it sounds like my agent passed them a second time to Matt with some additional pages which was then forwarded to underwritting. Those extra pages meant that underwritting asked for more updates...
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Reply from Matt Howard - Northpointe Bank
September 15th, 2026 03:02 PM
Thank you for your review and for taking the time to share your experience. We understand how important clear communication and timing are throughout the home financing process, especially when changes can impact other plans. As part of the...
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Matt Howard was great. My negative feedback was the underwriting department supporting Matt. The amount of documents having to be provided for a $150k 32% LTV loan is absolutely ridiculous. We basically missed the closing date I had communicated...
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Reply from Matt Howard - Northpointe Bank
September 2nd, 2026 06:26 PM
Derek, Great to get the opportunity to work with you and appreciate the feedback. The bank will review and look for where they can improve the process. - Matt Howard Northpointe Bank
Thank you Matt, you're great
Reply from Matt Howard
September 1st, 2026 01:07 PM
Thanks for taking the time to leave a review. We value your feedback and the chance to assist with your financing needs.
ive bought many properties over the years and I can say this has been my best experience with a company ever . the communication and notifications were excellent. questions answered quickly and follow up was prompt. I will suggest Matt and...
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Reply from Matt Howard
August 6th, 2026 03:55 PM
Thank you again for allowing us the opportunity to assist with your home lending needs. Your feedback is greatly appreciated.
Matt is very upfront, thorough and knowledgeable. Always addressed my concerns, kept the process moving and explained the process in a way that is digestible being a home buyer juggling with the home buying process. Matt worked with agent and...
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Reply from Matt Howard
August 4th, 2026 01:12 PM
I really appreciate the feedback and am looking forward to working with you again.
Matt is super knowledgeable
Reply from Matt Howard
July 14th, 2026 09:57 PM
We appreciate you taking the time to let us know how things went. Thank you for choosing us for your home lending needs.
Matt did a great job during this process.
Reply from Matt Howard
July 10th, 2026 01:48 PM
Thank you for your feedback. We’re always working to ensure a smooth process, and your input matters to us.
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About
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value and innovation to the people we serve. For each of the past nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Central Michigan UniversityQuality Control Technology/TechnicianBachelor's Degree

Positions
- Northpointe Bank - Internet Loan OfficerFeb 1st, 2015 - Current
Memberships
- National Mortgage License Number 770630
- NMLS # 770630
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #770630
Awards
Northpointe Bank T...
Achievements
- Recognized Top Performer 2017-2023 Northpointe Bank
Hobbies
- Family Time
- Traveling
- College Football
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Disclaimer
Fair housing laws prohibit discrimination in any activity relating to the sale or rental of dwellings, financing or insuring housing, the terms and conditions related to housing, or harassment that is based on your race, color, religion, disability, familial status, national origin or sex.