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Matt Howard - Northpointe Bank
Loan Officer | NMLS# 770630


Central Michigan University
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value an... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6:30 PM(Open now)
Fri
8 AM to 6:30 PM
Sat
closed
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Reviews from Web
I had the pleasure of working with Matt Howard and Retta Stewart. Both were easy to talk to and understanding of my needs. I requested an early closing and they obliged. I requested a couple of documents be removed, actively used credit card...
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Reply from Matt Howard - Northpointe Bank
February 4th, 2025 04:04 PM
Thank you for taking the time to leave the review. Very much a pleasure speaking with you. Congrats on the new home. - Matt Howard
Rate was great and process was smooth - Matt communicated well despite the holidays
Reply from Matt Howard
February 4th, 2025 04:05 PM
Thank you for leaving the review. Pleasure working with you as well. - Matt Howard
Matt has been very professional and honest from the start and kept me updated on rate changes and offered options on the interest rates that would help me save interest on my current mortgage if I chose Northpointe. I am super satisfied working...
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Reply from Matt Howard
February 4th, 2025 04:09 PM
Thank you for very for leaving the review and trusting us to help with your refinance. Hopefully we can see more opportunities like this in the not-too-distant future. - Matt Howard
Nothing to do with LO (Matt Howard), but underwriting was a bit of a pain in what they were asking for. It felt excessive given my provable income and credit rating.
Reply from Matt Howard
February 4th, 2025 04:11 PM
Thank you for the review. Always a pleasure working with you. Every conversation is very much a resource. - Matt Howard
Matt was thorough and we appreciate how the experience aas
Reply from Matt Howard - Northpointe Bank
January 14th, 2025 05:34 PM
Hello Barbara,
Thank you for taking the time to leave a reply. It was a please working with you. - Matt Howard
Matt made himself available and explained all questions I had during the process
Reply from Matt Howard
November 21st, 2024 08:30 PM
Very happy everything worked out. Always a please speaking with you. Congrats on your purchase.
benensbebenr
Reply from Matt Howard - Northpointe Bank
January 14th, 2025 05:35 PM
Pleasure working with and getting to know you.
Great experience with northpointe but ATAtitle noted They could send a secure email for signed closing docs. The email I received I dont believe to be secure. I suggest using someone else or recommending better email security or to not select...
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Reply from Matt Howard - Northpointe Bank
March 1st, 2025 04:10 AM
Hi Scott, Thanks so much for the positive review and for sharing your experience with Northpointe Bank. I’m thrilled to hear you had a great experience with us for your refinance. Regarding the concern you mentioned about email security with...
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Good to work them
Reply from Matt Howard
March 1st, 2025 04:10 AM
Thank you so much for your review, Sailaja! It's great to hear that you had a positive experience working with us on your refinance. If there's anything else I can do to assist you or if you have any feedback on how we can improve further,...
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it was a great experience to work with Matt. He is very responsive and quick in process.
Reply from Matt Howard - Northpointe Bank
February 14th, 2025 08:46 PM
Thank you so much, Rama. I'm thrilled to hear that you had a great experience working with me. I always strive to be responsive and efficient, so it's fantastic to know that you appreciated those efforts during your refinance process. If you...
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About
Northpointe Bank, headquartered in Grand Rapids, Michigan, is a client-focused company that provides home loans and retail banking products to communities across the nation. Our mission is to be the best bank in America by bringing value and innovation to the people we serve. For each of the past nine years, Independent Community Bankers of America® has ranked Northpointe Bank as a top-performing bank in the nation out of approximately 5,000 ICBA member banks.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Central Michigan UniversityQuality Control Technology/TechnicianBachelor's Degree

Positions
- Northpointe Bank - Internet Loan OfficerFeb 1st, 2015 - Current
Memberships
- National Mortgage License Number 770630
- NMLS # 770630
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #770630
Awards
Northpointe Bank T...
Achievements
- Recognized Top Performer 2017-2023 Northpointe Bank
Hobbies
- Family Time
- Traveling
- College Football
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Disclaimer
Fair housing laws prohibit discrimination in any activity relating to the sale or rental of dwellings, financing or insuring housing, the terms and conditions related to housing, or harassment that is based on your race, color, religion, disability, familial status, national origin or sex.