Matt Hering
Sr Mortgage Lender
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
First federal's fees were great, they communicated with me throughout the process. They provided me with the best rates and ability to buy points off all the lenders I spoke with. For the home buying process I would highly recommend them.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Hey Kevin, I'm thrilled to hear that you've had a great experience with our services at First Federal Bank. We pride ourselves on our communication and competitive rates, and it's awesome to see that reflected in your home buying process. Thank...
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Matt was helpful and took time to explain everything. We were able to get a credit towards closing costs and lock in a great rate.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thanks for taking the time to share such positive feedback, Mark. It was my pleasure to help you navigate your financial decisions at First Federal Bank. I'm thrilled you were satisfied with the closing cost credit and the rate you were able...
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Matt and his team did a wonderful job. My rate even came in lower than expected! There was even a credit towards the closing cost of the loan, which made it even better.
Matt has been our loan officer three times now, he takes time to explain everything to us. He gives us the steps we need to take in a timely manner. We just really enjoy using Matt and his team.
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm truly delighted to hear that you've had a positive experience with me and my team at First Federal Bank for the third time now. It's always my priority to ensure everything is thoroughly explained and that the loan process is clear and...
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Matt is very responsive and communicates well, explaining every step of the process.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Absolutely delighted to know that you had a positive experience, Kyle. Your feedback means a lot and it's great to hear that I was able to guide you through the process effectively. It's been a pleasure working with you and I'm here to help...
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you were reliable man.
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm glad to hear that you found my service reliable, Francisco! It's always my goal to provide the best experience possible for our valued customers at First Federal Bank. I appreciate the stellar rating and your kind words. Don't hesitate...
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Great communication. Quick timeframe yet made it happen. Great rates.
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm truly pleased to hear that you had a positive experience, Nancy. Your satisfaction is always our priority at First Federal Bank. It's fantastic to know that you appreciated the communication, efficiency, and rates. I'm here to provide you...
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Matt was super responsive throughout the process
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thrilled to hear that you had a positive experience working with me at First Federal Bank. Responsiveness is something I strive for in all of my interactions, so it's great to know that it made a difference in your process. Thank you for your...
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I will start by saying that I shopped rates and terms hard before settling with First Federal. One of the main reason for choosing First Federal was Matt; he maintained clear and responsive communication with a sense of urgency. He made sure...
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Matt was helpful and quick to reply.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thanks for the kind words, Sandi! I'm glad to hear that you had a positive experience with me at First Federal Bank. It's always my goal to provide prompt and useful service, so I'm pleased to hear that came across. Your feedback is valuable...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #420799
Hobbies
- Pickleball
- Fishing
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.