

Matt Hering
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Overall a good experience. Tremendous amount of back and forth, though
start to finish I think the process was 2 weeks. Matt was great even working with us while on vacation.
Love working with Matt and his team! Second time now and we won't work with anyone else
Reply from Matt Hering
July 27th, 2026 03:32 PM
Michael, I'm pleased to hear that you enjoy working with my team and me. It's great to know that you've chosen us for the second time, and we truly appreciate your loyalty to First Federal Bank!
Matt was honest and straightforward with his explanations of each step.
Reply from Matt Hering
July 27th, 2026 04:06 PM
Aaron, I'm happy to hear that you appreciated my honest and straightforward approach. It's important to me that every step is clear for you. Thank you for your kind words about First Federal Bank!
Matt is always fantastic to work with. He and his team are extremely responsive and available when a touchpoint is needed. Matt will always be my go to contact when I am looking for a home loan product.
Reply from Matt Hering
July 23rd, 2026 07:23 PM
Aaron, I appreciate your kind words and am grateful to be your go-to contact for home loan products. It's great to know that you find my team and me responsive and available when needed. Thank you for trusting us at First Federal Bank!
Matt and Ellen were very responsive and made the process seamless. We appreciate all their support and very much!
Reply from Matt Hering
July 17th, 2026 01:24 PM
John, I'm glad to hear that you found the process seamless with Ellen and me. Your appreciation means a lot, and we're thankful for your support at First Federal Bank!
Matt was extremely efficient and easy to work with!
Reply from Matt Hering
July 15th, 2026 05:44 PM
Stephanie, I'm happy to hear that you found working with me efficient and easy. Thank you for your kind words and for choosing First Federal Bank!
Matt is world-class.
Reply from Matt Hering
July 13th, 2026 04:29 PM
Jason, I appreciate your kind words and am glad to hear that you had a positive experience. Thank you for your support and for choosing First Federal Bank.
This is the second time we have refinanced with Matt and the only one we will use for refinancing. He kept communicating during a long pre- refinancing period when we were seeking advice. He was always available to answer questions and make...
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Reply from Matt Hering
July 13th, 2026 07:30 PM
Kristen, I'm pleased to hear that I could assist you again with your refinancing needs. Your trust in me for a second time means a lot, and I'm glad I could provide the communication and support you needed during the process. Thank you for...
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Matt was very straightfoward and on top of everything. This really helped move things along smoothly and gave me a ton of confidence in him and his team!
Reply from Matt Hering
July 13th, 2026 04:48 PM
Wayne, I'm grateful for your positive feedback. It's nice to know that my straightforward approach and attentiveness helped make the process smooth and gave you confidence in my team and me. Thank you for trusting us at First Federal Bank!
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #420799
Hobbies
- Pickleball
- Fishing
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.