

Matt Hering
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Communication
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you, Cheryl, for highlighting communication. Ensuring clear and open lines of communication is essential, and I'm glad it stood out in your experience. If there’s anything else you’d like to discuss or if you need further assistance,...
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Great rate
Reply from Matt Hering
September 12th, 2026 12:26 AM
I appreciate your feedback, Taylor. If there's anything specific you'd like to discuss or if you have any further questions, feel free to reach out.
Proactive in understanding my needs and goals. Patient with my learning curve and decision making. Made a competitive offer that met my needs. Made the process really easy and would recommend to anyone looking for a lender who knows their stuff...
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Reply from Matt Hering
September 12th, 2026 12:26 AM
It’s great to hear that I could understand your needs and goals so effectively, Thomas. I aim to make the process as easy as possible, ensuring that my clients feel supported and informed. If you have any further questions or require additional...
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As a first time home buyer on my own, to say I was green would be an understatement. Matt and his team were so helpful and made the entire process go very smoothly.
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm glad to know that my team and I could assist in making your home buying experience smooth, Kristen. Navigating the process for the first time can indeed be overwhelming, and I'm pleased we could provide the support you needed. If you have...
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Matt, Ellen and team - excellent in response and providing clarifications.
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm happy to hear you found the responses and clarifications helpful, Ranga. If there's anything else I can assist you with, please feel free to reach out anytime.
Great to work with and responsive!
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm pleased to know that you found my responsiveness and collaboration helpful, Katherine. If you have any more questions or need further assistance, I'm here to help.
I feel like this process is supposed to be a lot more stress inducing. Matt was great at being responsive, answering my questions, and getting me a rate that other lenders said they couldn't beat!
good support of very quick turn around closing
Reply from Matt Hering
September 12th, 2026 12:26 AM
Glad to hear that you experienced quick turnaround for your closing, Allen. If there's anything else I can assist with or any questions you might have, feel free to contact me.
We were able to qualify for the home we wanted .
Reply from Matt Hering
September 12th, 2026 12:26 AM
That's fantastic news! I'm glad to hear that you were able to secure the home you wanted. If there's anything further I can assist you with, please don't hesitate to reach out.
Matt is always providing excellent communication even when out of office or after hours. He is transparent and straightforward, ensuring his clients are aware and informed.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Garrett, I appreciate your kind words. Keeping communication clear and timely, no matter the hour, is something I prioritize. It's great to know that my efforts in transparency and straightforwardness have been helpful to you. If there's anything...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #420799
Hobbies
- Pickleball
- Fishing
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.