Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Reviews from Web
It was pretty easy they didn’t mind all my questions lol
Everything was fine
Matt made it very easy and explained every step of the lending process in a professional manner. Thanks again and I will always refer Matt to anyone who is buying a home.
Reply from Matt Garnes
May 21st, 2024 08:21 PM
Carlos, thank you so much for your kind words and wonderful review! We are thrilled to hear that you had such a positive experience with us. Your satisfaction is our top priority, and it means the world to us to know that we met your expectations....
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I'm sure it was on me, but I was surprised that I was not clear on how much cash I was going to have to bring to the close. My estimate, based on everything I had seen, was off by at least $9000. Matt explained it to me so I understood. I was...
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Very step was explained and communication was great
Reply from Matt Garnes
May 16th, 2024 09:35 PM
Thank you Nora, it was a pleasure to assist you!
Went above and beyond to help In a difficult situation
Matt was helpful with a quick response time
Thank you for your constant communication.
Reply from Matt Garnes
May 1st, 2024 05:01 PM
Great working with you Deven, let's do it again!!!
Matt and his team at Nova were amazing during this transaction! Highly highly recommend!
Reply from Matt Garnes
April 25th, 2024 05:25 PM
Thank you Kyla! It was great to work with you, I can't wait for the next one :)
Matt was communicative and straight forward. He answered all of our questions and helped connect us to various members of the team to get our home refinanced.
Reply from Matt Garnes
April 25th, 2024 05:29 PM
Thank you Rachelle! It was great to work with you again and we appreciate choosing us as your go to lender :)
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "