Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Ease of getting loan closed in 3 weeks
Reply from Matt Garnes
April 8th, 2024 09:05 PM
Great to work with you!
Matt and his team are amazing!! My client was in the process of purchasing a new construction home, and not only was Matt able to beat the builder's lender's interest rate, he was able to take over the loan processing from the builder's lender...
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Reply from Matt Garnes
March 20th, 2024 06:25 PM
Thank you again Traci for the confidence in allowing us the opportunity to get your clients to the finish line and in a better financial situation. Always a pleasure to work with you and your clients. Can't wait for the next one!
My experience was better than great. Communication was excellent. Team was amazing. Matt beat other lenders rates and fees and took me to the finish line on time! One of the best lenders I’ve worked with!
Reply from Matt Garnes
March 19th, 2024 09:54 PM
Thank you Cherilyn, my team and I were honored to get you to the finish line! Thank you for choosing us as your lender.
From start to finish, our experience with Nova home loans was nothing short of exceptional. They guided us through every step of the home-buying process with professionalism, expertise, and a genuine commitment to our satisfaction.Communication...
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Reply from Matt Garnes
March 19th, 2024 09:56 PM
Thank you Sadaf for choosing us as your lender, my team and I were honored to work with you. You have a beautiful home and we couldn't be happier for you!
Matt and his team do a great job at keeping our client updated, and making sure things go smoothly to get to the finish line.
Reply from Matt Garnes
March 12th, 2024 02:56 PM
It was a pleasure working with you! Looking forward to the next one :)
All around, our experience was amazing. Communication was on point, our realtor was amazing and very professional. I will tell anyone to use you guys.
Thank you again.
Reply from Matt Garnes
March 12th, 2024 02:57 PM
Great working with you Kenneth! Congratulations on your closing, my team and I are honored that you chose us to get you to the finish line. We're here if you ever have any questions and we'll be checking in with you from time to time going...
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Matt and his team are great! I've used them a few times and have never been disappointed with the service.
Reply from Matt Garnes
March 12th, 2024 03:06 PM
Always a pleasure to assist you. Looking forward to the next one!
everyone was patience , courteous and knowledgeable , all my questions were answered in a timely manor , to everyone on the Garnes team ,Thank you for a job well done
Reply from Matt Garnes
April 3rd, 2024 04:56 PM
Pleasure working with you!
Personal top of the line professional care I couldn’t ask for a better Lender for my buyers! Always on top of things making sure everything runs smoothly so we can make it to the finishing line with a smile on our faces! Thank you Matt Shani...
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Reply from Matt Garnes
February 27th, 2024 05:00 PM
Thank you Narkis! Always a pleasure to work with you and your clients. Can't wait for the next one!!!
Matt was key in making my first home purchase possible. He is a great communicator and overall a complete professional. Thank you Matt!
Reply from Matt Garnes
February 2nd, 2024 05:30 PM
We were honored you chose us to help get you to the finish line! Congratulations on your new home!!!
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "