Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Matt and his team were amazingly informative and efficient! They made the loan process super easy!
Reply from Matthew Garnes Adams
November 18th, 2024 05:04 PM
Thank you Richard, it was a pleasure! My team and I were honored to give you a hand. Best of luck!
The most efficient team out there! Making sure any transaction we have together will get to the finish line with flying colours so that all my buyers are always happy!
Reply from Matthew Garnes Adams
November 19th, 2024 05:28 PM
Always a pleasure to work with you Narkis! :)
Exceptional customer service to both myself and clients. Matt stays on top of what the rates are keeps me informed at all times. He's a pleasure to work with and I only recommend him for lending needs..
Matt is the BEST lender EVER! He's knowledgeable, communicates well, prompt with responses.. and always gets the closing done.. On time if not early. I highly recommend him to anyone who wants to buy a home.. or needs to re fi..
Communication is great
Reply from Matthew Garnes Adams
October 1st, 2024 03:15 PM
Thank you Guadalupe! It's always a pleasure to work with you!
We have worked with Matt and Nova several times and each time has always been so smooth from beginning to end! Everyone is so pleasant and very professional! Matt looks out for our best interest and makes us feel like his main priority! We...
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Reply from Matthew Garnes Adams
August 21st, 2024 10:07 PM
Thank you Robert! It's always a pleasure to work with you guys. I'm honored to be your go to lender!!! Until next time...
Matt was very knowledgeable and helpful throughout the entire loan process. He gave us options and thoroughly explained them all. A cross country move and house purchase is stressful, but Matt and team made the loan part of the process a breeze....
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Reply from Matthew Garnes Adams
August 12th, 2024 01:30 PM
Thanks Kevin! I appreciate you entrusting my team and I to assist you with your home loan. We were honored to give you a hand. Congratulations to you and Teri on your move and welcome to PA!!!
Matt kept us informed frequently, explained things, was patient with our questions, and offered help whenever we needed it.
Reply from Matthew Garnes Adams
August 7th, 2024 06:43 PM
Thanks Teri! Congratulations to you and Kevin and welcome to PA!!!
Matt was on the ball from the get-go and kept me updated at all times thanks, Matt
Reply from Matthew Garnes Adams
August 12th, 2024 01:30 PM
Thank you Robert, it was an honor to help you with your home loan. My team and I really enjoyed working with you and hope to do it again in the future. We're here for all your mortgage needs!
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Reply from Matt Garnes
July 8th, 2024 01:06 PM
Thank you Milena for allowing us to assist you again with your home purchase, it's always a pleasure!!! Congratulations on the new home :)
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "