Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Matt and his team were amazing. I am so thankful for all their support and work! Matt was great at communicating and answering any questions we had. I will definitely be referring family and friends.
Reply from Matthew Garnes Adams
July 8th, 2025 02:19 PM
Thank you so much, Briana, for your wonderful feedback. I'm glad to hear that you found my communication and support helpful throughout the process. It means a lot to know that you feel confident in referring your family and friends to me....
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Matt is an outstanding lender. His knowledge and communication are excellent, and he always closes on time, or early. I can always on him ..
Reply from Matthew Garnes Adams
June 18th, 2025 01:24 PM
Thank you, Leslie, for your kind words. I'm thrilled to hear that you had a positive experience with my services. It's always my goal to provide excellent communication and timely closings. I appreciate your trust and look forward to assisting...
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Matt is always my go-to lender. His team does an amazing job for all of my clients.
Reply from Matthew Garnes Adams
May 28th, 2025 07:14 PM
I'm thrilled to hear that you trust me as your go-to lender, Stephanie. It's a pleasure working with you and your clients, and I'm glad that our team at Nova Home Loans meets your expectations. Thank you for your continued support.
Matt and his team are awesome!!
Reply from Matthew Garnes Adams
May 27th, 2025 09:02 PM
Thank you for your kind words, Terri. I'm thrilled to hear that you found our team awesome. It was a pleasure assisting you, and we are grateful for your feedback.
.. Matt is excellentwith communication and has the ability to expedite and resolve issues when time is of the essence
Reply from Matthew Garnes Adams
May 17th, 2025 02:25 PM
I appreciate your kind words, Ramona. I'm glad to hear that my communication and problem-solving efforts met your expectations. If there's anything more I can do for you, please feel free to reach out.
You have a great team put together there at NOVA. Thank you for everything you all have done for me, you went above all expectations and beyond. Thank you for being there for me.
Reply from Matthew Garnes Adams
April 21st, 2025 03:29 PM
I'm thrilled to hear that you had such a positive experience with our team at Nova Home Loans. It was a pleasure to assist you, and I appreciate your kind words. Thank you for trusting us with your needs.
Matt called me and explained the steps very well!
Reply from Matthew Garnes Adams
April 3rd, 2025 03:03 PM
I'm glad to hear that the explanation of the steps was clear and helpful for you. It was my pleasure to assist you with your needs. Thank you for the positive feedback!
Excellent communication, very knowledgable and always professional.. Our mutual clients definitely benefit from working with Matt.. I highly recommend him to all my buyers..
Reply from Matthew Garnes Adams
April 2nd, 2025 02:19 PM
I'm thrilled to hear that you had a positive experience with my communication and professionalism. It's rewarding to know that our mutual clients are benefiting from our collaboration. Thank you for your recommendation; it means a lot to me....
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Matthew is a great loan officer and his communication skills are excellent.
Reply from Matthew Garnes Adams
March 31st, 2025 06:09 AM
I'm thrilled to hear that you had a positive experience and appreciated my communication skills. It was a pleasure assisting you with your loan process. Thank you for your kind words.
I feel that Matt and his whole team did a great job walking us through the steps and keeping us on track for a successful closing.
Reply from Matthew Garnes Adams
November 19th, 2024 08:36 PM
Thank you Peter, it was a pleasure to work with you and my team and I are honored you chose us to help you with your financing. Good luck with the new property!
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "