

Mary Beth Henderson
Senior Loan Officer

Mary Beth Henderson has been helping families achieve homeownership since 2002. With 23 years of experience, she's known for her strong communication, organization, and client-first approach. Mary Beth specializes in VA loans, renovation fi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
MaryBeth always goes out of her way to get the job done. We never have to worry if our best interests are being cared for because with her we know it is. We would not use anyone else other than her.
Reply from Mary Beth Henderson
April 22nd, 2026 01:39 PM
Jennifer, I appreciate your confidence in my commitment to looking out for your best interests. Knowing that you feel secure and well-cared-for means a lot to me. Thank you for your trust and kind words!
Ms. Henderson and her team were very kind and patient with us. She walked us through every step of the process and assisted us in anyway possible. Great stories were shared and great wisdom. Great communication and she was always there, even...
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Reply from Mary Beth Henderson
March 23rd, 2026 07:27 PM
Erica, I'm glad to hear that you appreciated the support and guidance throughout the process. It’s important to me to make sure everything feels clear and manageable, no matter the hour. Thank you for trusting me with such an important journey,...
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My group of financial management support was wonderful.
Reply from Mary Beth Henderson
March 14th, 2026 07:52 PM
Thank you Curtis! My whole team are very appreciative of your kind words and for entrusting us with your mortgage. Very happy for you and Erica--wishing you many happy years in your new home.
Wonderul easy experience
Reply from Mary Beth Henderson
March 14th, 2026 04:48 PM
It was a pleasure helping you, Eric! Hope you enjoy many happy years in your new home.
This is our second time working with Mary Beth, and once again the entire process was smooth and stress-free. She’s knowledgeable, responsive, and truly looks out for her clients every step of the way. That level of peace of mind is worth its...
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Reply from Mary Beth Henderson
January 31st, 2026 05:46 PM
It was such a pleasure assisting you and John again, Michelle! Thank you both for entrusting me and my team at Waterstone to handle your financing. I truly wish you both many wonderful years in your new home. :)
Mary Beth is amazing! This is the second time we've worked with her.
Reply from Mary Beth Henderson
January 31st, 2026 05:48 PM
Thank you very much, Eddie! It was a true joy helping you, Cristina and your beautiful family purchase that gorgeous home. It seems that 2026 is off to a glorious start for you all. I and my entire team are grateful for your business and wish...
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Mary Beth and her team were very helpful. They were great to work with through this process!
Reply from Mary Beth Henderson
January 31st, 2026 05:50 PM
Many thanks to you and Zach, Courtney! It was a pleasure helping you obtain your lovely new home. Many blessings to you for a peaceful 2026. :)
Waterstone mortgage did a wonderful job being very professional and nice. I had a very pleasant experience working sitg them.
Reply from Mary Beth Henderson
January 26th, 2026 03:04 PM
Thank you very much, Kevin! We are truly grateful for such nice clients. :)
Wishing you both many happy years in your new home.
Everyone I worked with was excellent. Very knowledgeable. Smooth process.
Reply from Mary Beth Henderson
January 5th, 2026 05:04 PM
Thank you for entrusting your purchase with me and my team at Waterstone, Kelsey! It was a pleasure assisting you through the process. Wishing you many happy years in your new home!
Mary Beth and Molly were completely on top of every issue and gave consistent--and friendly--reminders of what to do to stay on track. They were also super knowledgeable on all aspects of the application.
Reply from Mary Beth Henderson
November 26th, 2025 12:57 PM
Thank you for your nice review, Paul! We very much enjoyed assisting you and Anne with your mortgage. I truly hope that you'll enjoy your peace and beauty there. Have a nice Thanksgiving!
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About
Mary Beth Henderson has been helping families achieve homeownership since 2002. With 23 years of experience, she's known for her strong communication, organization, and client-first approach. Mary Beth specializes in VA loans, renovation financing, investment properties, and first-time buyers. She takes pride in educating clients so they feel informed and confident throughout the process. Based in Southern Maryland with her two boys, she enjoys exploring the outdoors and local history. Mary Beth serves MD, VA, DC, and DE. Ready to start your journey? Connect with Mary Beth today!
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
Residential mortgages for consumers looking to purchase or refinance a home
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Positions
- Waterstone Mortgage - Sr Loan OfficerDec 6th, 2024 - Current
- Embrace Home Loans - Sr Loan OfficerNov 13th, 2009 - Dec 5th, 2024
Memberships
- MD Builder Industry Association
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #212801
Awards
Achievements
- Former President's Club member
Disclaimer
Maryland Mortgage Lender License #186434.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions