

Mary Beth Henderson
Senior Loan Officer

Mary Beth Henderson has been helping families achieve homeownership since 2002. With 23 years of experience, she's known for her strong communication, organization, and client-first approach. Mary Beth specializes in VA loans, renovation fi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mary Beth, I am expressing my sincere gratitude for the exceptional service you provided during my recent loan process. As a Senior Loan Officer, your expertise, professionalism, and dedication made what could have been a stressful experience...
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Reply from Mary Beth Henderson
May 29th, 2026 01:31 AM
Thank you so much for your kind words, Al. It was truly a pleasure assisting you and Celeste with your mortgage. The two of you were wonderful to work with as well! It takes all of us together to have such a smooth transaction. From the bottom...
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My experience with Mary Beth was impeccable. She made the entire process a great first experience by being knowledgeable, informative, and supportive every step of the way.
Reply from Mary Beth Henderson
May 28th, 2026 06:37 PM
Thank you for entrusting me and my team with your home purchase, Celeste! Absolutely delighted for you and Al! Wishing you much happiness in your new home. 🥰
Mary Beth is always on the top of her game!!!!
Reply from Mary Beth Henderson
May 27th, 2026 12:10 AM
Thank you so much, Michele! It was such a pleasure working with you. 😁
She is a true partner throughout the process, helping clients understand and establish their financial position and capabilities. She provides guidance on the important distinction between what a client can do versus what they should do, while...
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Reply from Mary Beth Henderson
May 23rd, 2026 12:57 PM
Many thanks to you, Bryan for your faith in me and my team at Waterstone. I truly value our partnership and cannot say enough about your integrity as an agent. The care we provide our clients collectively ensures they make an educated housing...
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Mary Beth was apleasure a pleasure to work with. She made a complicated situation easier to navigat. When questions came Or I just blantly didnt understand, she had answers and explanations. What I love the most is that over the years I have...
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Reply from Mary Beth Henderson
May 22nd, 2026 04:40 PM
It was truly my pleasure to help you, Lakesha!! Delighted that all worked out well and you’ll be settling into your beautiful new home. Have a lovely summer!
Mary Beth was very professional easy to work with answered all my questions. Whether big or small never made me feel pressured or overwhelmed. Calmed me down when I did feel overwhelmed. Great job Mary Beth.
Reply from Mary Beth Henderson
May 22nd, 2026 04:38 PM
Thank you so much, Tremain! Very happy to hear that I had a calming effect. No doubt buying a home can make a person nervous. It’s a large investment, but so worth it—a place to call “home.” Absolutely thrilled for you!
Very helpful with challenges of buying a condo!!
Reply from Mary Beth Henderson
May 12th, 2026 05:34 PM
Thank you for allowing me and my team to assist you with your new purchase! As always, I really appreciate you and hope that your family enjoys many days of sunshine in Florida.
Mary Beth makes it happen, she is outstanding!
Reply from Mary Beth Henderson
May 3rd, 2026 11:32 AM
Thank you, George! Always a pleasure working with you
There was good communication throughout the process
Reply from Mary Beth Henderson
May 8th, 2026 04:06 PM
Dawn, I'm pleased to hear that the communication met your expectations during the process. If there's anything else you'd like to discuss or feedback you'd like to share, please feel free to reach out to me directly.
Mary Beth and her team came through again for my family. This is our 7th purchase or refi with Mary Beth and she impressed yet again. Mary Beth is extremely thorough, understanding, and knowledgeable. She takes the time to explain the complexities...
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Reply from Mary Beth Henderson
April 23rd, 2026 06:00 PM
Leonard, I'm grateful for your continued trust and for allowing me to assist with your family's mortgage needs once again. It’s wonderful to hear that my thoroughness and understanding have made a positive impact. I’m always here to answer...
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About
Mary Beth Henderson has been helping families achieve homeownership since 2002. With 23 years of experience, she's known for her strong communication, organization, and client-first approach. Mary Beth specializes in VA loans, renovation financing, investment properties, and first-time buyers. She takes pride in educating clients so they feel informed and confident throughout the process. Based in Southern Maryland with her two boys, she enjoys exploring the outdoors and local history. Mary Beth serves MD, VA, DC, and DE. Ready to start your journey? Connect with Mary Beth today!
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
Residential mortgages for consumers looking to purchase or refinance a home
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Positions
- Waterstone Mortgage - Sr Loan OfficerDec 6th, 2024 - Current
- Embrace Home Loans - Sr Loan OfficerNov 13th, 2009 - Dec 5th, 2024
Memberships
- MD Builder Industry Association
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #212801
Awards
Achievements
- Former President's Club member
Disclaimer
Maryland Mortgage Lender License #186434.District of Columbia Mortgage Dual Authority Branch Licensee #MLB2393523. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions