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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Marty and his team helped me every step of the way all my questions were answered and thoroughly explained. I was very impressed by the quick responses. I couldn't ask for a better experience during this time, thank you all so much!
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Reply from Marty Padilla
July 21st, 2026 05:26 PM
Justin, I'm glad to know that I could help you every step of the way and provide quick responses to your questions. Your appreciation for the thorough explanations and positive experience is truly valued. Thank you for your kind words!
Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Santiago A
Reply from Owner
July 21st, 2026 01:16 PM
Thank you for the great rating, Santiago. I'm glad to know that you had a positive experience with me at Waterstone Mortgage.
Always attentive and pleasant to work with. Marty and his team treat everyone like family and it's a pleasure to work with them!
Reply from Marty Padilla
July 21st, 2026 01:13 PM
Santiago, I'm thankful for your kind words. It's wonderful to hear that you felt treated like family while working with me and my team. Your positive experience means a lot to us!
Working with Marty made our home-buying experience so much easier. From the very beginning, he was knowledgeable, responsive, and always willing to answer our questions. He kept us informed throughout every step of the process and made sure...
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Reply from Marty Padilla
July 17th, 2026 02:27 PM
Faith, I'm grateful for your kind words about your home-buying experience with me. It's great to hear that you felt informed and understood throughout the process. Your appreciation for my communication and dedication means a lot, especially...
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Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Stephen
Reply from Owner
June 29th, 2026 02:14 PM
Stephen, thank you for the perfect rating! I'm glad to know you had a positive experience with Waterstone Mortgage.
They were every step of the wa, they informed us of everything and were very helpful
Reply from Marty Padilla
June 29th, 2026 03:46 PM
Stephen, I'm pleased to know that you felt supported every step of the way and found our communication helpful. Thank you for sharing your experience!
Great experience, the process was done in a timely manner and all questions were answered. Would definitely recommend!
Reply from Owner
June 25th, 2026 02:14 PM
Katy, I'm happy to hear that you had a great experience and that the process was timely with all your questions answered. Thank you for your recommendation!
Service was prompt and friendly. Everything happened in a timely manner and all of our questions were answered!
Reply from Marty Padilla
June 24th, 2026 03:40 PM
Katy, I appreciate your feedback on the prompt and friendly service you received. It's great to know that all your questions were answered in a timely manner. Thank you for sharing your experience!
Waterstone Mortgage made buying a home as a first time homebuyer super easy and simple. Would definitely recommend.
Reply from Owner
June 24th, 2026 02:15 PM
Raul, I'm pleased to hear that your experience as a first-time homebuyer was smooth and straightforward with Waterstone Mortgage. Thank you for your recommendation!
Awesome experience, thank you
Reply from Marty Padilla
June 23rd, 2026 04:47 PM
Luis, I'm glad to hear that you had an awesome experience. Thank you for sharing your feedback!
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions