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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
I love working with Marty and his team! The process is seamless and all details are completed in a timely fashion. It is great to be kept up to date on the entire process with my buyers.
Reply from Marty Padilla
October 22nd, 2026 04:55 PM
Susan, I'm pleased to hear that you love working with me and my team. Ensuring a seamless process and keeping you updated is important to us at Waterstone Mortgage. Thank you for your kind words!
Quick service & kept us informed 👍
Reply from Marty Padilla
October 19th, 2026 03:32 PM
Christopher, I'm happy to know that you appreciated the quick service and communication throughout your experience with Waterstone Mortgage. If there's anything else you'd like to discuss, please feel free to reach out.
Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Tammy R
Reply from Owner
October 14th, 2026 01:47 PM
Tammy, thank you for the perfect rating! I'm glad that your experience with Waterstone Mortgage met your expectations.
Marty and his team worked so well to get us into our new house! Would recommend!
Reply from Marty Padilla
October 14th, 2026 04:46 PM
Tammy, I'm glad to hear that my team and I were able to help you get into your new house. It's wonderful to know you would recommend Waterstone Mortgage.
What I really look for is the customer experience, the team there doesnt read emails and just push the papers or questions back to the customer. It woudl have been great if they could have read the questions from underwriters and know their...
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Reply from Waterstone Mortgage
October 12th, 2026 03:16 PM
Thank you for sharing your feedback. We value your continued business and understand your expectations, especially as a returning client. Our loan officer has reached out directly to provide a full explanation and clarity regarding the underwriting...
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Amazing team. They all made the first-time homebuying experience stress-free and easy.
Reply from Marty Padilla
October 12th, 2026 01:16 PM
Madison, I'm pleased to hear that the team made your first-time homebuying experience stress-free and easy. It's great to know that my colleagues and I at Waterstone Mortgage could assist you through this important milestone.
Thank you, excellent service.
Reply from Marty Padilla
October 8th, 2026 03:48 PM
Kimberly, I'm grateful for your kind words about the service. It was a pleasure to assist you through Waterstone Mortgage.
Thank you for helping us sleep better without your help it would've been done. Thank you
Reply from Marty Padilla
October 1st, 2026 03:10 PM
Jaime, I'm happy to know that I could help you find peace of mind with my assistance. It's wonderful to hear that my work at Waterstone Mortgage made a difference for you. Thank you for your kind words.
As always, excellent communication throughout and your team was ready on time. Thank you for another successful transaction!
Reply from Marty Padilla
September 29th, 2026 01:19 PM
Christine, I'm glad to hear that the communication was excellent and that my team at Waterstone Mortgage was ready on time. Thank you for trusting me with another successful transaction!
Marty worked so close with us to meet our needs.
Reply from Marty Padilla
September 24th, 2026 01:57 PM
Frank, I'm pleased that I could work closely with you to meet your needs. Thank you for choosing Waterstone Mortgage and for sharing your experience.
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions