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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thank you for helping us sleep better without your help it would've been done. Thank you
As always, excellent communication throughout and your team was ready on time. Thank you for another successful transaction!
Reply from Marty Padilla
September 29th, 2026 01:19 PM
Christine, I'm glad to hear that the communication was excellent and that my team at Waterstone Mortgage was ready on time. Thank you for trusting me with another successful transaction!
Marty worked so close with us to meet our needs.
Reply from Marty Padilla
September 24th, 2026 01:57 PM
Frank, I'm pleased that I could work closely with you to meet your needs. Thank you for choosing Waterstone Mortgage and for sharing your experience.
Marty, you were so helpful guiding us through the process Thank you for all your help ... and that beautiful cutting board is truly an unexpected gift. Thank you thank you thank you .
Reply from Marty Padilla
September 16th, 2026 03:26 PM
Patricia, I'm happy I could assist you throughout the process and that you appreciated the cutting board gift. Thank you for your kind feedback and for choosing Waterstone Mortgage.
I just wanna start off by saying THANK YOU! Marty and his team are miracle workers. They truly changed my life in one of the best ways. Amazing team and amazing people! Communication was great and the whole process was smooth and simple. So...
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Reply from Owner
September 17th, 2026 01:49 PM
Amelia, I'm truly grateful for your kind words and glad that my team at Waterstone Mortgage could make such a positive impact on your life. It’s wonderful to know that the communication and process met your expectations. Thank you for sharing...
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My experience with Waterstone mortgage was phenomenal. The communication was amazing from every one on Martys team. 10/10 recommend. I enjoyed the process and learning new facts and concept. Thank you Waterstone for the life changing opportunity!...
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Reply from Marty Padilla
September 16th, 2026 02:23 PM
Amelia, I'm grateful for your wonderful feedback. It's great to hear that you enjoyed the process and found the communication from my team at Waterstone Mortgage great. Thank you for recommending us and for your kind words about the experience....
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Marty was very informative and kind.
Reply from Marty Padilla
September 10th, 2026 04:11 PM
Dylan, I'm glad to hear that you found my assistance informative and kind. Thank you for your positive feedback.
Marty was great to work with! Very friendly and answered every question I had during the process.
Reply from Owner
September 8th, 2026 01:53 PM
Ashley, I'm pleased to hear you found me friendly and that I could answer all your questions throughout the process. Thank you for your kind words and for choosing to work with me at Waterstone Mortgage.
Marty and his team were always ready and available to answer any questions we had during this process. They were quick to respond to my emails or calls at every step of the process.
Reply from Marty Padilla
September 8th, 2026 01:14 PM
Ashley, I appreciate your feedback and I'm glad to hear that my team and I were able to be responsive and helpful throughout the process. Thank you for trusting us with your journey.
Mikayla Padilla was so amazing throughout this whole process! From explaining how the first time home buyers program works, connecting us with a credit specialist and being supportive and understanding through everything. We appreciated all...
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Reply from Marty Padilla
September 4th, 2026 03:58 PM
Jessica, thank you for your kind words about Mikayla and the Waterstone team. I'm grateful to hear that Mikayla provided such knowledgeable and compassionate support throughout your home buying journey. We appreciate your recommendation and...
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions