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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Junior A
Reply from Owner
May 28th, 2026 02:33 PM
Junior, thank you for the solid rating. I'm glad to have been able to assist you with your mortgage needs.
everything was super smooth and very fast
Reply from Marty Padilla
May 27th, 2026 03:08 PM
Ricardo, I'm glad to hear that everything went smoothly and quickly for you. If you need any further assistance, feel free to reach out to me anytime.
The whole experience was a lot for me personally. Waterstone did a great job, were helpful and patient. I feel they went above and beyond .
Reply from Marty Padilla
May 19th, 2026 08:19 PM
Noemi, I'm pleased to know that you felt supported by Waterstone during this process. It's good to hear that we were able to be patient and helpful for you. If there's anything more I can do to assist, please don't hesitate to reach out.
Thank you for being such an awesome resource and helping us become first time home buyers. You and your team were so caring and helpful, I appreciate the support! You took time to help me understand the process and made sure all my questions...
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Reply from Owner
May 18th, 2026 02:48 PM
Josh, I'm grateful for your kind words and happy to hear that you felt supported throughout the home buying process. It's great to know that I could help answer your questions and make the experience easier for you. If you have any further...
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Thank you for being such an awesome resource and helping us become first time home buyers. You and your team were so caring and helpful, I appreciate the support. Aslo, thank you for the gift of our engraved cutting board - that was very thoughtful!...
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Reply from Marty Padilla
May 14th, 2026 06:57 PM
Joshua, I appreciate your kind words and am pleased to hear that you found my team and me helpful during your home buying journey. I'm glad the engraved cutting board was a nice surprise for you. Looking forward to staying in touch!
Mikayla made the process very smooth!
Reply from Marty Padilla
May 13th, 2026 04:47 PM
Breanne, I'm glad to hear that Mikayla helped make the process smooth for you. If you have any more feedback or need further assistance, please feel free to reach out to me.
Mikayla is so kind and incredible. She was generous with her time and explained everything to us as first time homeowner buyers as a teacher. I will use Waterstone mortgage every single time.
Reply from Owner
May 11th, 2026 02:48 PM
Vanessa, I'm grateful for your feedback and glad to hear that Mikayla made such a positive impact on your experience. It's appreciated to know that you found her guidance helpful as first-time homeowners. If you ever need assistance in the...
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Mikayla is so kind and incredible. She was generous with her time and explained everything to us as first time homeowner buyers as a teacher, and not in a derogatory way. I will use Waterstone mortgage every single time.
Reply from Marty Padilla
May 11th, 2026 06:46 PM
Vanessa, I'm thankful for your kind words about Mikayla. It's great to hear that her approach was both informative and respectful for you as first-time homeowners. If you ever need further assistance, I'm here to help.
Industry Expertise. Attention to detail. Prompt responses.
Reply from Marty Padilla
May 7th, 2026 05:20 PM
Luis, I appreciate your feedback and am pleased to know that you valued my industry expertise and attention to detail. Your recognition of my prompt responses means a lot to me. If there's anything else you need, feel free to reach out.
Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Tracy M
Reply from Owner
May 5th, 2026 02:48 PM
Thank you, Tracy, for the great rating! I'm pleased to know you had a positive experience with Waterstone Mortgage. If you ever have any questions or need assistance, feel free to reach out.
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions