

Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868

I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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I been working with Mario for a while from getting my loan approved to closing the deal. He has worked with me and my daughter in law countless hours making sure we submitted and signed all needed paper work in a timely manner. I would like...
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Reply from Owner
September 25th, 2017 12:00 AM
Thank you Linda. I especially love helping FIRST TIME HOME BUYERS like you. Please tell all your "renter' friends to call me so I can give them my first-time home buyers info kit.
Its been a pleasure working with Mario. He is extremely knowledgeable and professional. He continues to answer all my questions and offers his best advice. I am so appreciative to be working with him.
Reply from Owner
September 20th, 2017 12:00 AM
Thank you Karen for your kind words. If you use Facebook please refer me to all your friends so I can help them also.
My husband and I had the pleasure of working with Mario and couldn't have had a better experience! He was extremely helpful, knowledgeable and patient with us as we worked through everything! We are just starting our search for a new home so...
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Reply from Owner
September 18th, 2017 12:00 AM
I'm looking forward to seeing you get the keys to your new home! Please refer me to your friends so i can help them become homeowners as well.
Mario has been very professional from day one. He is very knowledgeable in the market. His main goal is for his clients to leave with keys to their new home. I appreciate his patience and time that help guide my along my process.
Reply from Owner
September 18th, 2017 12:00 AM
Its has been my pleasure working with you! I'm looking forward to seeing you get the keys to your new home! Please refer me to your friends so I can help them become homeowners as well.
Mario has been exploring different loan options for my wife and myself.Mario is prompt with updates and personable to work with.I would highly recommend Mario to anyone getting ready to maneuver through purchasing a home.
Reply from Owner
September 18th, 2017 12:00 AM
I'm looking forward to seeing you get the keys to your brand new dream home! Let me know when your contractor is done building your house. Please refer me to your friends so I can help them become homeowners as well.
Recently retired and Mario has been extremely helpful explaining all the options in laymans terms.I feel confident with Mario's assistance we'll end up with our dream retirement home!
Reply from Owner
September 18th, 2017 12:00 AM
Hi David , It must be exciting watching your new house being constructed.
I am a 10 year active duty soldier that has been given the runaround by Quicken loans and USAA. When I reached out to Mario, he listened to my concerns and answered all of my questions in a professional manner. He was able to offer me the lowest...
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Reply from Owner
June 29th, 2017 12:00 AM
Thank you for the awesome endorsement. Please tell all your Military buddies to call me and Im confident I can help them also.
Mario was very helpful in explaining the loan process. He was always responsive and available when I had questions or concerns. He also helped keep us on track and organized through all the paperwork!
Reply from Owner
September 18th, 2017 12:00 AM
Its been my pleasure working with you! If you have any friends that are renting, please refer them to me, So I can help them become homeowners as well.
I am a Vietnam veteran, 100% disabled from wounds received in combat. With a limited income my chances of getting the house my wife, Linda, wanted were slim. We got the house but the rate was high. Some months later, I contacted Mario Hart...
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Reply from Owner
September 18th, 2017 12:00 AM
I'm sure your enjoying the low interest rate on your refinance, If you ever want to do a cash out refinance, just let me know.
Mario is awesome! He is very thorough about explaining the process and doesn't string you along. With his help, I was able do a refinance that lowered my interest rate, payment, and it also helped ease some financial burdens. Will definitely...
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Reply from Owner
September 18th, 2017 12:00 AM
I'm sure your enjoying the low interest rate on your refinance, If you ever want to do a cash out refinance, just let me know.
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
Gallery



Videos

Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.