Mario Hart - American Home Lending USA
Mortgage Loan Officer | NMLS # 227868
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We ar... Show More
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Reviews from Web
If you’re buying a home and need a broker Mario is your guy!! The smoothest thing I’ve ever had to do no hiccups no hidden fees Just him trying to lock in the best possible rate for us. I love him he came highly recommended and we will highly...
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Reply from Owner
February 1st, 2018 12:00 AM
Thank you for the "LOVE" and I love working with First time home buyers and good people like you and your WIFE Jessica. YOU are the man for buying your wife a house. That's an awesome WEDDING GIFT! Please post my info on your Facebook and tell...
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I have worked with Mario a few times and he is always polite, professional, and available. You could not ask for someone who will work harder to get you into a home fast and with great customer service. Mario is a true professional and a gentleman....
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Reply from Owner
January 18th, 2018 12:00 AM
Oh gosh! Now Im blushing..... Thank you Dale for your vote of confidence. Im looking forward to getting you into your next home! Dont forget to tell your friends about me.
Mario was very helpful in every step on our financing process. He quickly answered any questions and led us in the right direction to quickly close are loan.
Reply from Owner
January 8th, 2018 12:00 AM
Enjoy your lower than expected interest rate and all that cash! Please dont forget to refer me to your neighbors and any veterans so i can try to help them also.
Thanks Mario, for taking all the burden out of our home purchase. Glad to have you as our lender. Also thanks for your patience with a worried home buyer 😁
Reply from Owner
January 8th, 2018 12:00 AM
My Pleasure Ray! Enjoy your house its all yours now! (Just expect a 'honey-do' list now from you wife. She may want you to paint a few rooms. ;)
Thank you, Mario! It has been stressful months for us, but you help us out to get all together. I hope other people will find you, Mario! Thank you for everything!😁wish you all the best!
Reply from Owner
January 5th, 2018 12:00 AM
Cynthia it took team work, but you are now a "homeowner" (and with zero down payment)! Congratulations! Please help me find another renter that I can help buy a house as well.
My wife and I were greated with professionalism and knowledgeable refinancing of our retirement home. Reducing our monthly payments by hundreds of dollars, which is really needed on our now fixed income. Kudo's to Mario on a great experience....
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Reply from Owner
January 5th, 2018 12:00 AM
Glad I could help you Rick! every dollar helps when homeowners are retired. Please dont forget to refer me to your retired friends and i can run a quick quote for them in minutes to see if a refinance would help them keep more of their income...
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Im a first time buyer. Mario has took the stress off my back. He has gone out of his way to help me. As a disable viet nam vet I appreciate that. I was going backwards on my credit score since I met this man all I can say Amen!!! Now my scores...
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Reply from Owner
December 6th, 2017 12:00 AM
Hey Jim Bryan! Keep working on your credit scores and we will get you into a house some day soon. I looking forward to seeing you get the keys to a new house.
Wanting to buy my first house, Mr Hart answered all my questions about first time home buyer options, down payment assistance options , and line by line review my credit reports with me. He didn't mind me asking tons of questions.
Reply from Owner
November 17th, 2017 12:00 AM
Its my pleasure. I remember buying my first house, so I try to keep in mind what a First time home buyer would like to know. Dont forget to refer me to your friends!
It was ok at first but when he found out me and my wife was going through the first time home buyers program everything with south. He kept beating around the bush like he didn't have everything he asked for when what was needed was giving...
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"Mario the Mortgage Man" is amazing. He puts the client before anything and works fast to get the process moving. He is a true professional with a wealth of knowledge in the mortgage business. The refinance process couldn't have been any easier....
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Reply from Owner
September 29th, 2017 12:00 AM
Its my pleasure David. Please tell your military buddies to call me for a home loan refinance, or especially your friends who are renters who think it is hard to buy a house, and I will make it easy for them to become home owners.
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About
I am a mortgage Banker for the past 22 years and have helped countless people with Home Financing, and credit advice. I am the Branch Manager at American Home Lending, who is also a wholesale Broker with lower rates than Retail Banks. We are a direct seller to Fannie Mae and Freddie Mac and FHA and VA. We Fund loans from our own money. We have in-house Underwriting like some banks do, but with more flexible approvals, lower rates, and exceptional customer service. We have over 200 loan options and many down payment assistance programs. We are rated A+ with the Better Business Bureau and have thousands of five-star Google reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
$0 Down FHA, USDA, VA Mortgages
Hometown Heroes $35,000 Down Payment Program
First-time Homebuyer Programs
Down Payment Assistance
FHA 203(h) Disaster Relief Loan
Reverse Mortgages
HELOC
Jumbo Mortgage
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Positions
- American Home Lending USA - Branch ManagerJun 1st, 2008 - Current
- American Home Lending USA - Senior Loan OfficerJun 2nd, 2008 - Current
Memberships
- Association of Independent Mortgage Experts
- National Association of Mortgage Brokers
- Nationwide Multistate Licensing System & Registry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- 227868
Gallery
Videos
Achievements
- A+ Rating with BBB
Hobbies
- watching sunsets on the beach
- Motorcycle enthusiasts. Ive always kept a few different motorcycles on hand to ride on a sunny day.
- I have been making wine for 20 years now as one of my hobbies.
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Disclaimer
Mario Hart (NMLS# 227868). To verify licensing, visit NMLS Consumer Access (www.nmlsconsumeraccess.org). Mortgage rates and loan programs subject to change without notice. All borrowers must qualify per program guidelines. Not a commitment to lend. Other restrictions may apply.