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Margie Carino - Loan Originator | NMLS #236958 in Walnut Creek, CA

Margie Carino

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Loan Originator | NMLS #236958

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
    B
    Bradley D
    Livermore, CA
    Posted on May 29th, 2020 04:54 PM
    Working with Margie Carino and the other members of her team was a complete pleasure for us. They were responsive, thorough and 100% professional in all interactions. Most painless re-fi I have ever completed, and during the Covid-19 shelter...
    read more
  • Encompass
    C
    Concepcion J
    Hayward, CA
    Posted on May 26th, 2020 09:13 PM
    Thank you Margie, for all your efforts in making my loan possible! Thank you for your unwavering dedication and responsiveness on all loan related questions and concerns. You are very open and honest in answering all of my questions. The documentation...
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  • Encompass
    A
    Armida F
    Mountain House, CA
    Posted on May 18th, 2020 04:34 PM
    I believe this is my 4th transaction with Margie and it’s always been a pleasant experience. To be a multiple time customer does says a lot about the quality and experience in having her as a Loan Officer. She is EXCELLENT and we HIGHLY RECOMMEND...
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  • Encompass
    W
    William C
    Fremont, CA
    Posted on May 5th, 2020 01:19 AM
    Margie and her staff were outstanding during the whole process. They kept us updated every step of the way. Given our experience, I'd highly recommend them.
  • Encompass
    C
    Cesar R
    Suisun City, CA
    Posted on May 2nd, 2020 07:16 PM
    As a First Time Buyer we needed guidance and direction. We were working with another lender but our Realtor recommended to work with Margie .She answered all our questions and walk us through the loan process. We trusted Margie and gave us...
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  • Encompass
    A
    Aura E
    Suisun City, CA
    Posted on May 2nd, 2020 04:51 PM
    My clients and I are very bless funding Margie Carino. Great job done by her and her team. All Transacciones done by Margie Carino have been done with exactitud and great results. I have very happy clients thanks to God and Margie Carino.
    read more
  • Encompass
    S
    Sharon E
    Brentwood, CA
    Posted on May 2nd, 2020 03:44 PM
    Margie is not only a SME in loans but a consultant. She runs multiple scenarios that best fit our needs to help us choose the best one for our situation. She gives sound advice and strategy to help us build our wealth. Someone like me who is...
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  • Encompass
    E
    Elaine K
    San Jose, CA
    Posted on April 22nd, 2020 07:46 PM
    Margie and her team are extremely easy to work with. Always kept us informed with our refi. either by phone or e-mail. Margie is easy to talk to. She listens to our questions and always finds out the answer for us. Her and her team always responded...
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  • Encompass
    C
    Charlene L
    El Granada, CA
    Posted on April 21st, 2020 11:06 PM
    As first time homebuyers, we had an overwhelming amount of questions. Margie made our experience great by promptly addressing any and all our mortgage needs. We appreciated her frequent contact, closed-loop communication, clear exceptions and...
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  • Encompass
    K
    Kelly P
    Dixon, CA
    Posted on April 8th, 2020 08:33 AM
    Margie is great to work with, always friendly and happy and we never felt pressured. She answered all our questions in a timely manner and was able to help us get the best rate possible along with credits they we’re offering. This is the second...
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  • 221230 of 351
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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