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Margie Carino - Loan Originator | NMLS #236958 in Walnut Creek, CA

Margie Carino

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Loan Originator | NMLS #236958

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • write_review_unverified
    S
    Stella A A B
    Posted on September 19th, 2026 02:09 AM
    Margie is such a stellar loan officer. Shes knowledgable, trust-worthy, efficient, and genuine. From the beginning, she walked us through the process of home buying. Home buying can be very intimidating, but Margie made it very easy. She was...
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    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    I'm truly grateful for your kind words, Stella. I'm glad to hear that my support made the home buying process easier for you and provided the guidance you needed. Working with Envoy Mortgage Ltd and recommending Ronalyn have been wonderful...
    read more
  • Encompass
    S
    Sheena A S
    Fresno, CA
    Posted on July 14th, 2026 09:12 PM
    My experience with Margie was positive overall. She was helpful throughout the loan process
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    Sheena A S
    Fresno, CA
    Posted on July 14th, 2026 09:12 PM
    My experience with Margie was positive overall. She was helpful throughout the loan process
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    Ricardo V P
    Concord, CA
    Posted on June 18th, 2026 01:33 PM
    She help us from the start to finish. She very patience with us on our busy schedule very helpfull
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you Jay , I appreciate you & Jacq providing me a 5 Star. :) It was a pleasure working with both of you. Enjoy your new Home Sweet Home.
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    Ricardo V P
    Concord, CA
    Posted on June 18th, 2026 01:33 PM
    She help us from the start to finish. She very patience with us on our busy schedule very helpfull
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you Jay , I appreciate you & Jacq providing me a 5 Star. :) It was a pleasure working with both of you. Enjoy your new Home Sweet Home.
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    Tess P
    San Ramon, CA
    Posted on May 31st, 2026 10:17 PM
    Margie and her team exceeded all expectations. They secured the appraisal and loan approval incredibly fast and closed even sooner than our already short escrow timeline. The buyers are beyond happy! Thank you for your dedication, professionalism,...
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    Tess P
    San Ramon, CA
    Posted on May 31st, 2026 10:17 PM
    Margie and her team exceeded all expectations. They secured the appraisal and loan approval incredibly fast and closed even sooner than our already short escrow timeline. The buyers are beyond happy! Thank you for your dedication, professionalism,...
    read more
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    A
    Arun S
    San Ramon, CA
    Posted on May 27th, 2026 01:38 PM
    Margie promptly responded to my queries and informed me in every step of my mortgage and clarified me every questions I had. She closed the escrow on time even while she was in vacation. I would really recommend her to my friends. Thank you...
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    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much Arun for your amazing review and for giving me a 5 Star. Enjoy your new Home Sweet Home.
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    Arun S
    San Ramon, CA
    Posted on May 27th, 2026 01:38 PM
    Margie promptly responded to my queries and informed me in every step of my mortgage and clarified me every questions I had. She closed the escrow on time even while she was in vacation. I would really recommend her to my friends. Thank you...
    read more
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much Arun for your amazing review and for giving me a 5 Star. Enjoy your new Home Sweet Home.
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    Honorato A V
    San Diego, CA
    Posted on April 30th, 2026 05:07 PM
    Margie has been wonderful and understanding throughout this whole process. She really made me feel at ease and went above and beyond to help us get approved for this loan. Her professionalism and friendly personality were spot on. I am so grateful...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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