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Margie Carino - Loan Originator | NMLS #236958 in Walnut Creek, CA

Margie Carino

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Loan Originator | NMLS #236958

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    H
    Honorato A V
    San Diego, CA
    Posted on April 30th, 2026 05:07 PM
    Margie has been wonderful and understanding throughout this whole process. She really made me feel at ease and went above and beyond to help us get approved for this loan. Her professionalism and friendly personality were spot on. I am so grateful...
    read more
  • Encompass
    J
    Juan R J
    Concord, CA
    Posted on January 10th, 2026 06:57 PM
    It was great working with Margie. It was a very pleasant and smooth experience. We are very happy with how it all worked out. Only thing I can say for sure is that when we decided to purchase another house or upgrade, Margie is the only loan...
    read more
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much . I am so happy for you and your beautiful family. Congratulations and enjoy your new Home Sweet home.
  • Encompass
    J
    Juan R J
    Concord, CA
    Posted on January 10th, 2026 06:57 PM
    It was great working with Margie. It was a very pleasant and smooth experience. We are very happy with how it all worked out. Only thing I can say for sure is that when we decided to purchase another house or upgrade, Margie is the only loan...
    read more
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much . I am so happy for you and your beautiful family. Congratulations and enjoy your new Home Sweet home.
  • Encompass
    T
    Timothy J D M V
    Hayward, CA
    Posted on January 2nd, 2026 07:21 PM
    Margie, makes the process so easy. She is very professional to me and my wife as a client. She is also very knowledgeable with her work and really good in doing follow up.
  • Encompass
    T
    Timothy J D M V
    Hayward, CA
    Posted on January 2nd, 2026 07:21 PM
    Margie, makes the process so easy. She is very professional to me and my wife as a client. She is also very knowledgeable with her work and really good in doing follow up.
  • Encompass
    J
    Judirober B R
    Hayward, CA
    Posted on December 10th, 2025 03:31 AM
    Working with Ms. Margie was great experience. They were responsive, transparent, and extremely knowledgeable. They walked us through every step and made the financing process much easier than expected. Truly appreciate outstanding service.
    read more
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much . It was such a pleasure working with you and I'm so HAPPY for you and your Family. Enjoy your new home sweet home .
  • Encompass
    J
    Judirober B R
    Hayward, CA
    Posted on December 10th, 2025 03:31 AM
    Working with Ms. Margie was great experience. They were responsive, transparent, and extremely knowledgeable. They walked us through every step and made the financing process much easier than expected. Truly appreciate outstanding service.
    read more
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you so much . It was such a pleasure working with you and I'm so HAPPY for you and your Family. Enjoy your new home sweet home .
  • Encompass
    H
    Henry T C
    San Jose, CA
    Posted on November 22nd, 2025 01:44 AM
    Margie is highly responsive and made sure we understood every step of the loan process.
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you Henry . It was a pleasure working with you .
  • Encompass
    H
    Henry T C
    San Jose, CA
    Posted on November 22nd, 2025 01:44 AM
    Margie is highly responsive and made sure we understood every step of the loan process.
    Reply from Margie Carino
    October 14th, 2026 06:47 PM
    Thank you Henry . It was a pleasure working with you .
  • Encompass
    G
    Guillermo L
    Manteca, CA
    Posted on October 26th, 2025 05:08 PM
    Margie is great, kept me updated all the way, highly recommend her.
  • 11–20 of 701
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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