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Margie Carino - Senior Loan Officer | NMLS #236958 in San Ramon, CA

Margie Carino

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Senior Loan Officer | NMLS #236958

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Certified Mortgage Planning Specialist (CMPS) pledge to adhere to a strict Code of Ethics that puts your interest first. Margie Carino has undergone rigorous training and education. With 29 years of experience in the Mortgage Industry, Marg... Show More
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Overall Ratings
4.94
(350)
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Reviews from Web
  • 5.0
    Encompass
    S
    Sheena A S
    Fresno, CA
    Posted on July 14th, 2026 09:12 PM
    My experience with Margie was positive overall. She was helpful throughout the loan process
  • 5.0
    Encompass
    R
    Ricardo V P
    Concord, CA
    Posted on June 18th, 2026 01:33 PM
    She help us from the start to finish. She very patience with us on our busy schedule very helpfull
    Reply from Margie Carino
    June 22nd, 2026 05:36 PM
    Thank you Jay , I appreciate you & Jacq providing me a 5 Star. :) It was a pleasure working with both of you. Enjoy your new Home Sweet Home.
  • 5.0
    Encompass
    T
    Tess P
    San Ramon, CA
    Posted on May 31st, 2026 10:17 PM
    Margie and her team exceeded all expectations. They secured the appraisal and loan approval incredibly fast and closed even sooner than our already short escrow timeline. The buyers are beyond happy! Thank you for your dedication, professionalism,...
    read more
  • 5.0
    Encompass
    A
    Arun S
    San Ramon, CA
    Posted on May 27th, 2026 01:38 PM
    Margie promptly responded to my queries and informed me in every step of my mortgage and clarified me every questions I had. She closed the escrow on time even while she was in vacation. I would really recommend her to my friends. Thank you...
    read more
    Reply from Margie Carino
    June 22nd, 2026 05:37 PM
    Thank you so much Arun for your amazing review and for giving me a 5 Star. Enjoy your new Home Sweet Home.
  • 5.0
    Encompass
    H
    Honorato A V
    San Diego, CA
    Posted on April 30th, 2026 05:07 PM
    Margie has been wonderful and understanding throughout this whole process. She really made me feel at ease and went above and beyond to help us get approved for this loan. Her professionalism and friendly personality were spot on. I am so grateful...
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  • 5.0
    Encompass
    J
    Juan R J
    Concord, CA
    Posted on January 10th, 2026 06:57 PM
    It was great working with Margie. It was a very pleasant and smooth experience. We are very happy with how it all worked out. Only thing I can say for sure is that when we decided to purchase another house or upgrade, Margie is the only loan...
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    Reply from Margie Carino
    January 29th, 2026 07:45 PM
    Thank you so much . I am so happy for you and your beautiful family. Congratulations and enjoy your new Home Sweet home.
  • 5.0
    Encompass
    T
    Timothy J D M V
    Hayward, CA
    Posted on January 2nd, 2026 07:21 PM
    Margie, makes the process so easy. She is very professional to me and my wife as a client. She is also very knowledgeable with her work and really good in doing follow up.
  • 5.0
    Encompass
    J
    Judirober B R
    Hayward, CA
    Posted on December 10th, 2025 03:31 AM
    Working with Ms. Margie was great experience. They were responsive, transparent, and extremely knowledgeable. They walked us through every step and made the financing process much easier than expected. Truly appreciate outstanding service.
    read more
    Reply from Margie Carino
    January 29th, 2026 07:49 PM
    Thank you so much . It was such a pleasure working with you and I'm so HAPPY for you and your Family. Enjoy your new home sweet home .
  • 5.0
    Encompass
    H
    Henry T C
    San Jose, CA
    Posted on November 22nd, 2025 01:44 AM
    Margie is highly responsive and made sure we understood every step of the loan process.
    Reply from Margie Carino
    January 29th, 2026 07:50 PM
    Thank you Henry . It was a pleasure working with you .
  • 5.0
    Encompass
    G
    Guillermo L
    Manteca, CA
    Posted on October 26th, 2025 05:08 PM
    Margie is great, kept me updated all the way, highly recommend her.
  • 10 of 350
    About
    Certified Mortgage Planning Specialist (CMPS) pledge to adhere to a strict Code of Ethics that puts your interest first. Margie Carino has undergone rigorous training and education. With 29 years of experience in the Mortgage Industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies.
    Products & Services
    Mortgage Loan Officer
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    Year Started

    1887

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 236958
    Disclaimer
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.