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Margie Carino - Senior Loan Officer | NMLS #236958 in San Ramon, CA

Margie Carino

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Senior Loan Officer | NMLS #236958

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Certified Mortgage Planning Specialist (CMPS) pledge to adhere to a strict Code of Ethics that puts your interest first. Margie Carino has undergone rigorous training and education. With 29 years of experience in the Mortgage Industry, Marg...... Show More
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Overall Ratings
4.94
(346)
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  • 5.0
    Encompass
    H
    Honorato A V
    San Diego, CA
    Posted on April 30th, 2026 05:07 PM
    Margie has been wonderful and understanding throughout this whole process. She really made me feel at ease and went above and beyond to help us get approved for this loan. Her professionalism and friendly personality were spot on. I am so grateful...
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  • 5.0
    Encompass
    J
    Juan R J
    Concord, CA
    Posted on January 10th, 2026 06:57 PM
    It was great working with Margie. It was a very pleasant and smooth experience. We are very happy with how it all worked out. Only thing I can say for sure is that when we decided to purchase another house or upgrade, Margie is the only loan...
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    Reply from Margie Carino
    January 29th, 2026 07:45 PM
    Thank you so much . I am so happy for you and your beautiful family. Congratulations and enjoy your new Home Sweet home.
  • 5.0
    Encompass
    T
    Timothy J D M V
    Hayward, CA
    Posted on January 2nd, 2026 07:21 PM
    Margie, makes the process so easy. She is very professional to me and my wife as a client. She is also very knowledgeable with her work and really good in doing follow up.
  • 5.0
    Encompass
    J
    Judirober B R
    Hayward, CA
    Posted on December 10th, 2025 03:31 AM
    Working with Ms. Margie was great experience. They were responsive, transparent, and extremely knowledgeable. They walked us through every step and made the financing process much easier than expected. Truly appreciate outstanding service.
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    Reply from Margie Carino
    January 29th, 2026 07:49 PM
    Thank you so much . It was such a pleasure working with you and I'm so HAPPY for you and your Family. Enjoy your new home sweet home .
  • 5.0
    Encompass
    H
    Henry T C
    San Jose, CA
    Posted on November 22nd, 2025 01:44 AM
    Margie is highly responsive and made sure we understood every step of the loan process.
    Reply from Margie Carino
    January 29th, 2026 07:50 PM
    Thank you Henry . It was a pleasure working with you .
  • 5.0
    Encompass
    G
    Guillermo L
    Manteca, CA
    Posted on October 26th, 2025 05:08 PM
    Margie is great, kept me updated all the way, highly recommend her.
  • 5.0
    Encompass
    O
    Olivia G L
    San Jose, CA
    Posted on July 30th, 2025 10:10 PM
    She was always so on top of everything, and very good at communicating.
  • 5.0
    Encompass
    M
    MARJORIE A L T
    San Jose, CA
    Posted on July 25th, 2025 04:37 PM
    Margie was so knowledgeable and was able to have the patience to teach me and my co-borrower about the lending process. She was able to calculate and provide numbers for every type of loan and every time something changes. She was also very...
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  • 5.0
    Encompass
    E
    Ethel C
    Oakland, CA
    Posted on July 15th, 2025 04:20 PM
    Margie always makes sure both our clients are taken cared of on her end. She keeps me posted all the time and we always close on time if not early. in fact, always early! 🙂
    Reply from Margie Carino
    July 15th, 2025 06:17 PM
    Thank you so much .
  • 5.0
    Encompass
    S
    Shaun E
    Sacramento, CA
    Posted on June 4th, 2025 02:48 AM
    Margie made herself available for phone calls at virtually any time of the day, especially after business hours. She held our hand every step of the way and provided detailed explanations. Margie also appointed a real estate agent, Bobby, who...
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    Reply from Margie Carino
    June 4th, 2025 06:04 PM
    Thank you Shaun . Its a pleasure serving you & Victoria. COngratulations
  • 10 of 346
    About
    Certified Mortgage Planning Specialist (CMPS) pledge to adhere to a strict Code of Ethics that puts your interest first. Margie Carino has undergone rigorous training and education. With 29 years of experience in the Mortgage Industry, Margie has demonstrated financial knowledge and expertise regarding tax & financial planning implications of various mortgage and real estate investment strategies.
    172
    /850
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    Year Started

    1887

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 236958
    Disclaimer
    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.