Marco Melo
Sr Loan Officer | NMLS 12696
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home... Show More
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Marco is easy to communicate with and responds in a timely manner. He brings everything down to easy to understand terms from what is needed from you and when to the mortgage jargon so it is all clear and concise. We have been clients of his...
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Reply from Marco Melo
February 19th, 2025 02:13 PM
Thank you so much, Anthony, for your kind words and continued trust in me over the years. It's always a pleasure working with you, and I'm thrilled to know that you find the process clear and straightforward. I'm here to make things as simple...
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Is very good
Reply from Marco Melo
January 6th, 2025 11:43 AM
Thank you for your kind words, Marjorie. I'm thrilled to know that you had a good experience with your loan purchase. I am here at Embrace Home Loans to provide the best service and I'm glad to hear I was able to do just that for you. Your...
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I had an absolutely wonderful experience working with Marco as my loan officer. From the very start, Marco was incredibly patient and understanding, knowing that this was my first time buying a home. He guided me through every step of the process,...
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Reply from Marco Melo
October 31st, 2024 09:57 AM
I'm really glad to know that your experience with me was a positive one, Barcelona! It's always my goal to make the loan process as smooth and understandable as possible, especially for first-time home buyers. Your appreciation for my availability...
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After failing with another finance company, I came to Marco with a very tight timelines for a home renovation loan. Marco went above and beyond to make this happen for us. He was able to find us a product that matched our needs , had us qualified...
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Reply from Marco Melo
October 26th, 2024 01:44 PM
Hi David, I'm really glad to hear that I could assist you in securing your home renovation loan, particularly after you had some initial difficulty. It was a pleasure to help find a loan product that suited your needs and to get everything...
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Marco is wonderful. Beyond responsive. Gets things done. I trust him. He’s great.
Reply from Marco Melo
October 18th, 2024 01:57 PM
I'm truly touched by your kind words, Christina. It's always a pleasure to assist you with your loan needs at Embrace Home Loans. Your trust is greatly appreciated and I'm here to help whenever you need. Your positive review has truly made...
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Marco stayed in communication with me throughout the process and provided excellent advice when evaluating loan options.
Submitted Pre-Approval app late one night and Marco gave me a call the next day and introduced himself and got to know more about me. As a first time home buyer, Marco walked me through the process and made himself available before and after...
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Marco was prepared at every step to guide us and answer questions.
Reply from Marco Melo
July 10th, 2024 02:28 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Marco is always there to answer any questions. He is thorough and very knowledgeable about the entire process.
Reply from Marco Melo
July 10th, 2024 02:28 PM
I really appreciate the feedback and am looking forward to working with you again.
Marco provided a tremendous amount of support and advice to make sure I chose the best program available for my situation
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About
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
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Positions
- Embrace Home Loans - Mortgage Loan OfficerSep 1st, 1998 - Current
Memberships
- Rotary Club of Fall River
- Dorcas International Institute of Rhode Island
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12696
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.