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Marco Melo - Sr Loan Officer | NMLS 12696 in East Providence, RI

Marco Melo

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Sr Loan Officer | NMLS 12696

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Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home... Show More
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  • SFTP
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    Esther R
    Haverhill, MA
    Posted on July 27th, 2026 12:31 PM
    The overall experience with handling all of the client questions.
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    Dave S
    E Providence, RI
    Posted on July 24th, 2026 12:26 PM
    Marco was always on top of everything.
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    Elmaze C
    Haverhill, MA
    Posted on July 22nd, 2026 02:20 PM
    I had such a great experience working with Marco. He is incredibly knowledgeable and caring. I would highly recommend him to family and friends.
    Reply from Marco Melo
    July 27th, 2026 02:20 PM
    Elmaze, I'm grateful for your positive feedback and recommendation. It's wonderful to hear that my knowledge and care made your experience a great one. If you or anyone you know needs assistance in the future, please don't hesitate to reach...
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    Diana C
    Wappingers Falls, NY
    Posted on June 28th, 2026 12:44 PM
    Marco Melo made the entire process so much easier, and his professionalism and dedication were outstanding. I truly appreciate everything he did for me. Marco was amazing to work with, and I couldn’t have done it without his support.
    Reply from Marco Melo
    July 3rd, 2026 08:27 PM
    Diana, I'm grateful for your kind words and pleased to hear that my professionalism and dedication made a positive impact on your experience. Supporting you through the process was my priority, and I'm happy to have been able to assist. If...
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    Peter S
    Bend, OR
    Posted on June 19th, 2026 04:45 AM
    Couldn't recommend more
    Reply from Marco Melo
    July 6th, 2026 04:21 PM
    Peter, I appreciate your recommendation. I'm glad to have been able to assist you with your purchase at Embrace Home Loans. If you ever need anything else, feel free to reach out.
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    Tara W
    Bend, OR
    Posted on June 18th, 2026 04:46 PM
    Marco was incredibly responsive during the loan process and always returned calls & emails right away. His communication was outstanding and we would highly recommend him for any mortgage needs.
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    Jean F
    Assonet, MA
    Posted on June 16th, 2026 06:11 PM
    The personal attention was much appreciated.
    Reply from Marco Melo
    July 1st, 2026 06:11 PM
    Jean, I appreciate your kind words. I'm glad that my personal attention made a positive difference in your experience with Embrace Home Loans. If you have any more questions or need further assistance, feel free to reach out.
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    Renee P
    Washington, DC
    Posted on June 16th, 2026 04:42 PM
    Easy to communicate with, professional and got the job done in time.
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    Abdullah W
    Vienna, VA
    Posted on May 27th, 2026 08:42 PM
    Marco Melo what's fantastic in his knowledge base, promptness, and ability to find the best rates possible. He simply fantastic to work with
    Reply from Marco Melo
    June 11th, 2026 08:43 PM
    Abdullah, I'm glad to know that my knowledge and promptness made a positive impact on your experience. It's great to hear that I could help you find the best rates. If you need any further assistance, please feel free to reach out.
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    Ashish D
    Livingston, NJ
    Posted on May 11th, 2026 12:17 PM
    Marco has been a constant rock through our home buying process. We started couple of years back and have went through many iterations and many offers for various different houses and various market condition.Marco was patient consistent and...
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    Reply from Marco Melo
    May 26th, 2026 02:54 PM
    Ashish, I appreciate your kind words and the trust you've placed in me throughout your home buying journey. It's appreciated to know that my guidance and support could provide comfort during such a complex process. I'm grateful for the opportunity...
    read more
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    About
    Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
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    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12696
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.