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Marco Melo - Sr Loan Officer | NMLS 12696 in East Providence, RI

Marco Melo

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Sr Loan Officer | NMLS 12696

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Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home... Show More
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Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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5 Star
98%
4 Star
1%
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0%
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Reviews from Web
  • SFTP
    J
    Joshua A Q
    Elk Grove, CA
    Posted on October 5th, 2026 03:35 PM
    Marco is very capable and thorough at his job, and he is always willing to go above and beyond to help us out whenever we need his services. He is highly recommended by us, and we hope that many customers will have him as a loan officer.
    Reply from Marco Melo
    October 10th, 2026 03:36 PM
    Joshua, I appreciate your kind words and recommendation. I'm glad to know that my dedication and thoroughness have positively impacted your experience with Embrace Home Loans. Thank you for your support, and I look forward to assisting more...
    read more
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    G
    Gary Q
    Elk Grove, CA
    Posted on October 2nd, 2026 01:09 PM
    Marco is simply the best. He knows his stuff and very pleasant to work with. Hats off to him and I will surely reach out to him again in the next transaction.
    Reply from Marco Melo
    October 7th, 2026 01:10 PM
    Gary, I'm happy to hear that you found my expertise and pleasant demeanor helpful during your experience with Embrace Home Loans. I look forward to assisting you with your next transaction.
  • SFTP
    R
    Richard J
    Rochester, NY
    Posted on October 1st, 2026 12:26 PM
    The response time and knowledge
    Reply from Marco Melo
    October 6th, 2026 12:27 PM
    Richard, I'm glad to hear that my response time and knowledge made a good impact on your experience with Embrace Home Loans. Thank you for your kind words!
  • SFTP
    V
    Victoria T
    Warwick, RI
    Posted on September 19th, 2026 01:21 PM
    Communication and diligence
    Reply from Marco Melo
    September 24th, 2026 01:22 PM
    Victoria, I'm pleased to know that my communication and diligence contributed positively to your experience with Embrace Home Loans. If there's anything more you'd like to discuss, feel free to reach out.
  • SFTP
    E
    Esther R
    Haverhill, MA
    Posted on July 27th, 2026 12:31 PM
    The overall experience with handling all of the client questions.
  • SFTP
    D
    Dave S
    E Providence, RI
    Posted on July 24th, 2026 12:26 PM
    Marco was always on top of everything.
  • SFTP
    E
    Elmaze C
    Haverhill, MA
    Posted on July 22nd, 2026 02:20 PM
    I had such a great experience working with Marco. He is incredibly knowledgeable and caring. I would highly recommend him to family and friends.
    Reply from Marco Melo
    July 27th, 2026 02:20 PM
    Elmaze, I'm grateful for your positive feedback and recommendation. It's wonderful to hear that my knowledge and care made your experience a great one. If you or anyone you know needs assistance in the future, please don't hesitate to reach...
    read more
  • SFTP
    D
    Diana C
    Wappingers Falls, NY
    Posted on June 28th, 2026 12:44 PM
    Marco Melo made the entire process so much easier, and his professionalism and dedication were outstanding. I truly appreciate everything he did for me. Marco was amazing to work with, and I couldn’t have done it without his support.
    Reply from Marco Melo
    July 3rd, 2026 08:27 PM
    Diana, I'm grateful for your kind words and pleased to hear that my professionalism and dedication made a positive impact on your experience. Supporting you through the process was my priority, and I'm happy to have been able to assist. If...
    read more
  • SFTP
    P
    Peter S
    Bend, OR
    Posted on June 19th, 2026 04:45 AM
    Couldn't recommend more
    Reply from Marco Melo
    July 6th, 2026 04:21 PM
    Peter, I appreciate your recommendation. I'm glad to have been able to assist you with your purchase at Embrace Home Loans. If you ever need anything else, feel free to reach out.
  • SFTP
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    Tara W
    Bend, OR
    Posted on June 18th, 2026 04:46 PM
    Marco was incredibly responsive during the loan process and always returned calls & emails right away. His communication was outstanding and we would highly recommend him for any mortgage needs.
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    About
    Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    DSCR Loans
    Self-Employed Mortgages
    Cash-Out Refinances
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Sep 1st, 1998 - Current
    Memberships
    • Rotary Club of Fall River
    • Dorcas International Institute of Rhode Island

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12696
    Gallery
    Marco Melo - Gallery Photo
    Marco Melo - Gallery Photo
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.