Marco Melo
Sr Loan Officer | NMLS 12696
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home...... Show More
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Marco Melo made the entire process so much easier, and his professionalism and dedication were outstanding. I truly appreciate everything he did for me. Marco was amazing to work with, and I couldn’t have done it without his support.
Reply from Marco Melo
July 3rd, 2026 08:27 PM
Diana, I'm grateful for your kind words and pleased to hear that my professionalism and dedication made a positive impact on your experience. Supporting you through the process was my priority, and I'm happy to have been able to assist. If...
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Couldn't recommend more
Reply from Marco Melo
July 6th, 2026 04:21 PM
Peter, I appreciate your recommendation. I'm glad to have been able to assist you with your purchase at Embrace Home Loans. If you ever need anything else, feel free to reach out.
Marco was incredibly responsive during the loan process and always returned calls & emails right away. His communication was outstanding and we would highly recommend him for any mortgage needs.
The personal attention was much appreciated.
Reply from Marco Melo
July 1st, 2026 06:11 PM
Jean, I appreciate your kind words. I'm glad that my personal attention made a positive difference in your experience with Embrace Home Loans. If you have any more questions or need further assistance, feel free to reach out.
Easy to communicate with, professional and got the job done in time.
Marco Melo what's fantastic in his knowledge base, promptness, and ability to find the best rates possible. He simply fantastic to work with
Reply from Marco Melo
June 11th, 2026 08:43 PM
Abdullah, I'm glad to know that my knowledge and promptness made a positive impact on your experience. It's great to hear that I could help you find the best rates. If you need any further assistance, please feel free to reach out.
Marco has been a constant rock through our home buying process. We started couple of years back and have went through many iterations and many offers for various different houses and various market condition.Marco was patient consistent and...
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Reply from Marco Melo
May 26th, 2026 02:54 PM
Ashish, I appreciate your kind words and the trust you've placed in me throughout your home buying journey. It's appreciated to know that my guidance and support could provide comfort during such a complex process. I'm grateful for the opportunity...
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Marco was incredible to work with! He answered all of my many questions and was always quick to respond. He was also incredibly helpful in providing us with monthly mortgage payment and closing cost estimations for each home we were hoping...
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Reply from Marco Melo
May 4th, 2026 02:30 PM
I'm happy to hear that I could assist you, Sarah, in finding the home of your dreams. It's good to know that providing estimations and answering your questions was helpful in your decision-making process. If you ever need anything else, please...
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Marco was very pleasant to work with. Always responded to questions quickly. He worked with us to get the best rate after trying many different companies. Every experience was pleasant and Informative. Will work with again!
Reply from Marco Melo
April 21st, 2026 02:17 PM
I'm grateful for your kind words, Timothy. It's nice to know that I could provide a pleasant and informative experience while helping you secure the best rate. I look forward to the opportunity to work with you again in the future!
Marco was extremely helpful, patient, and kind throughout the entire home buying and closing process. He took the time to answer all our questions, was always available on short notice, and made sure everything stayed on track and at the rate...
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Reply from Marco Melo
April 20th, 2026 01:50 PM
Thank you for your kind words, Brittany. I'm glad I could be helpful and ensure everything stayed on track during your home buying journey. It's great to know that I could support you through this important milestone. If you have any further...
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About
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12696
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Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.