Marco Melo
Sr Loan Officer | NMLS 12696
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home...... Show More
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Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Marco Melo what's fantastic in his knowledge base, promptness, and ability to find the best rates possible. He simply fantastic to work with
Marco has been a constant rock through our home buying process. We started couple of years back and have went through many iterations and many offers for various different houses and various market condition.Marco was patient consistent and...
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Reply from Marco Melo
May 26th, 2026 02:54 PM
Ashish, I appreciate your kind words and the trust you've placed in me throughout your home buying journey. It's appreciated to know that my guidance and support could provide comfort during such a complex process. I'm grateful for the opportunity...
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Marco was incredible to work with! He answered all of my many questions and was always quick to respond. He was also incredibly helpful in providing us with monthly mortgage payment and closing cost estimations for each home we were hoping...
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Reply from Marco Melo
May 4th, 2026 02:30 PM
I'm happy to hear that I could assist you, Sarah, in finding the home of your dreams. It's good to know that providing estimations and answering your questions was helpful in your decision-making process. If you ever need anything else, please...
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Marco was very pleasant to work with. Always responded to questions quickly. He worked with us to get the best rate after trying many different companies. Every experience was pleasant and Informative. Will work with again!
Reply from Marco Melo
April 21st, 2026 02:17 PM
I'm grateful for your kind words, Timothy. It's nice to know that I could provide a pleasant and informative experience while helping you secure the best rate. I look forward to the opportunity to work with you again in the future!
Marco was extremely helpful, patient, and kind throughout the entire home buying and closing process. He took the time to answer all our questions, was always available on short notice, and made sure everything stayed on track and at the rate...
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Reply from Marco Melo
April 20th, 2026 01:50 PM
Thank you for your kind words, Brittany. I'm glad I could be helpful and ensure everything stayed on track during your home buying journey. It's great to know that I could support you through this important milestone. If you have any further...
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Marco was an excellent and invaluable resource during our homebuying hunt and purchase. He was always available and was extremely knowledeable om any questions we had. He truly made the process a lot less stressful. It was a pleasure working...
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Reply from Marco Melo
April 17th, 2026 06:48 PM
I'm thankful for your thoughtful review, Cameron. It's appreciated to hear that I could be a valuable resource and make the homebuying process less stressful for you. I look forward to staying in touch and assisting with any future needs you...
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Very responsibe
Thank you for your help Marco
Reply from Marco Melo
February 2nd, 2026 05:19 PM
I value your acknowledgment, Vinh. It was my pleasure to assist you. If you need any further help or have questions down the line, feel free to get in touch.
⭐️⭐️⭐️⭐️⭐️ Five-Star ReviewI had an absolutely GREAT experience working with Marco, and I cannot speak highly enough about the value he brought to this transaction. From start to finish, Marco was highly communicative and worked tirelessly...
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Marco was amazing throughout the whole process. He was always very responsive. He was very clear with what's going on throughout the process. There was never any surprises. He went above and beyond to help with the more aggressive closing dates...
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Reply from Marco Melo
December 19th, 2025 05:40 PM
I'm grateful for your feedback, Joshua. It's important to me to be responsive and provide clear communication, so I'm glad that approach made a difference during your home purchase. Navigating aggressive closing dates can be challenging, and...
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About
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12696
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.