Marco Melo
Sr Loan Officer | NMLS 12696
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home... Show More
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24 hours(Open now)
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24 hours
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24 hours
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Reviews from Web
Marco always answered all the questions and made himself available at any moment throughout the whole purchase process.
Reply from Marco Melo
November 4th, 2025 03:13 PM
I appreciate your feedback, Dritan. Ensuring I'm available to answer questions and support you throughout the entire purchase process is a priority for me. If you have any more questions or need assistance in the future, please don't hesitate...
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Great advise. Marco helped strategize a winning offer. Excellent communication.
Reply from Marco Melo
October 27th, 2025 03:00 PM
It's great to hear that you valued the advice and support I provided during your home purchase, Donald. Helping strategize and communicating effectively are key aspects of my approach, so I'm glad they were beneficial for you. If you have any...
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Marco demonstrated exceptional customer car, maintaining consistent and timely communication, patience, and flexibility.
Excellent experience.
Reply from Marco Melo
October 20th, 2025 07:40 PM
I'm pleased to hear that you had an excellent experience, Emily. Providing consistent communication, patience, and flexibility is important to me, and I'm glad it made a difference for you. If there's anything more I can assist you with, please...
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Marco was the best at communication and truly trying to help is in our journey!
Reply from Marco Melo
October 13th, 2025 03:56 PM
I'm glad to hear that my communication and assistance made a difference during your journey, Kevin. It was great working with you, and your feedback is much appreciated. If you need any further assistance in the future, I'm here to help.
Thank you
Reply from Marco Melo
July 5th, 2025 09:49 PM
I'm glad I could assist you with your cash-out refinance. Thank you for your feedback, Nicola. If you have any more questions or need further assistance, feel free to reach out.
Marco Melo. He's the best!!
Reply from Marco Melo
May 3rd, 2025 06:48 PM
Thank you, Greg, for your fantastic review! I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you with your cash-out refinance. If you have any further questions or need assistance in the future, please...
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Marco was so easy to work with, prompt communication, great explanation, followed up and genuinely cared. We have worked worh many lenders over our 35 years of marriage with purchases and refinancing and this was the best experience largely...
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Reply from Marco Melo
April 2nd, 2025 12:30 PM
I'm thrilled to hear that you had such a positive experience with your cash-out refinance. It was a pleasure working with you, and I truly appreciate your kind words. Thank you for choosing Embrace Home Loans and for your wonderful feedback....
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Quick response tiime
Reply from Marco Melo
March 16th, 2025 03:00 PM
Bradley, I'm thrilled to hear that you appreciated the quick response time. At Embrace Home Loans, we aim to make the purchase process as smooth as possible, and I'm glad that reflected in your experience. If there's anything else you need...
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Marco made our loan experience as easy as it could be! We were lucky to connect with him and he was very professional and thoroug!
Reply from Marco Melo
March 14th, 2025 01:24 PM
Dana, I'm thrilled to hear that you had such a positive experience with your loan process. It was a pleasure working with you and making sure everything went smoothly. Thank you for trusting me with such an important step in your journey. Wishing...
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Marco made it a smooth experience all the way around.
Reply from Marco Melo
February 22nd, 2025 02:28 PM
Thank you so much, Melissa! I'm thrilled to hear that your experience was smooth. It was a pleasure working with you on your home purchase, and I'm glad I could help make the process easier. If you ever need anything in the future, don't hesitate...
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About
Marco Melo (NMLS #12696) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Marco provides comprehensive home financing solutions with Embrace Home Loans. With over 25 years in the mortgage industry, Marco Melo has helped more than 2,000 families secure the financing they need to make their homeownership dreams come true. What sets Marco apart is the genuine care he puts into every relationship. His clients don't just work with him once; they return again and again for advice, guidance, and support long after closing. Contact Marco today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
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Positions
- Embrace Home Loans - Mortgage Loan OfficerSep 1st, 1998 - Current
Memberships
- Rotary Club of Fall River
- Dorcas International Institute of Rhode Island
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12696
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.