Marc Creach
Branch Manager | NMLS# 980636
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Marc was great! He is knowledgable and friendly, but he also was patient and understanding with my situation. He helped me understand the entire process from application to closing. I felt as though Marc was really working FOR me and that he...
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Reply from Marc Creach
August 18th, 2026 03:10 PM
Deborah, I appreciate your kind words and am pleased to hear that you felt supported throughout the process. It's wonderful to know that my patience and understanding made a difference for you. If you need any assistance in the future, feel...
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The continuous communication and be readily available made the experience a lot easier . Great Team!
Reply from Marc Creach
August 17th, 2026 01:35 PM
Roger, I'm grateful you found the continuous communication and availability helpful. It's good to know that this made your experience easier. Thank you for your kind words about the team!
Marcs knowledge and able to adapt to any and all hiccups.
Reply from Marc Creach
August 12th, 2026 04:47 PM
George, I appreciate your kind words about my knowledge and adaptability. It's great to know that I could assist you effectively through any challenges. If you ever need further support, feel free to reach out.
Information and timly communication
Reply from Marc Creach
August 7th, 2026 02:28 PM
John, I'm glad you found the information and timely communication helpful. If you have any more questions or need further assistance, I'm here to help.
Marc gave great advice and guided me through the entire process.
Reply from Marc Creach
August 5th, 2026 07:06 PM
Steven, I appreciate your kind words about the guidance and advice I provided. It's wonderful to know that I could assist you throughout the process. If you have any further questions or need additional support, please don't hesitate to reach...
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Marc was always available to answer the many questions we had. He took the time to talk us through the process.
Reply from Marc Creach
August 5th, 2026 01:06 PM
Melanie, I'm pleased to know that my availability and guidance through the process were helpful to you. If you have any more questions or need further assistance, please feel free to reach out.
Mark and his team were super easy to work with. They are professional and kept me informed of the loan every step of the way. I highly reccomend Marc and the team at Lower. Even if you are out of town, they can still work for you!
Reply from Marc Creach
August 4th, 2026 01:33 PM
Christine, I'm grateful for your kind words and recommendation. It's great to know that you found the process easy and appreciated the professionalism and communication throughout. If there's anything more I can do for you, please feel free...
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Marc was extremely responsive and thorough - we also appreciated his friendly & personal communication!
Reply from Marc Creach
June 29th, 2026 03:15 PM
Rebecca, I'm glad to hear that you appreciated my responsiveness and thoroughness, as well as the friendly and personal communication. If there's anything more I can do for you, please feel free to let me know.
very smooth process! Marc is great to work wit!
Reply from Marc Creach
June 24th, 2026 02:48 PM
Kristie, I'm happy to hear that you found the process very smooth and that working with me was a great experience. If there's anything else I can assist you with, please don't hesitate to reach out.
Always available to answer questions and explain next steps to getting through the mortgage maze
Reply from Marc Creach
June 23rd, 2026 07:34 PM
Matthew, I'm pleased to hear that I could be available to answer your questions and explain the next steps. If there's anything else you need assistance with, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 980636
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.