Manny Hernandez
Branch Manager
I help homeowners access their home equity, create savings, and restructure debt to pay it off faster. Helping you accomplish your goals and adopt a strategy that secures your financial wellbeing and create long term peace of mind❤. Licens... Show More
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Manny was amazing. He was very precise with what would happen and when and we were finished with about 10 days. I’ll be back again.
Manny is an awesome person and made this request a very easy process. His professionalism surpasses all and we could not have asked for a better experience.
Manny delivered on what he promised from the beginning he stayed in touch throughout the process, spent time helping me understand what was to happen and why and then finally obtained a decision from underwriting and helped me execute quickly...
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Knowledgeable and professional service.
The online format including notary made the
Experience quick and simple.
Manny Hernandez has received a review with 5 star rating from Jean L H
for the third time, Manny is great. He's very professional. There's everything he can for his clients. He worked with me several times now I thoroughly enjoy working with him. I recommend him to anybody.
Reply from Manny Hernandez
June 30th, 2026 02:19 PM
Thank you so much for your business Jean. I am always happy to help and glad to continue to help with anything that you need. Please reach out to me any time!
Manny was great efficient and professional and I will recommend him for people that need his services thank you for all you and your team overall professional and support
Reply from Manny Hernandez
June 30th, 2026 02:19 PM
Thank you so much for the kind wors Chris. It's a pleasure to help you and your family. I'm here for anything that you need.
I was very afraid to even start a reverse mortgage I had spoken to a few different companies and it didn't feel right. I kind of gave up but then I came across Manny Hernandez. I spoke with him and I felt a sense of a real personable guy. He...
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Reply from Manny Hernandez
June 30th, 2026 02:19 PM
Thank you so much for the kind words Pam. Being able to help you and Nick through this small step was a true pleasure. Glad I was able to make a difference and offer advice. Wishing you and Nick the best. Please reach out to me at any time....
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Communication and clear documented process.
Reply from Manny Hernandez
June 30th, 2026 02:19 PM
Thank you for the positive review William. I am glad we were able to help get your funding cleared to close in only 6 days. Thank you for your business!
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About
I help homeowners access their home equity, create savings, and restructure debt to pay it off faster. Helping you accomplish your goals and adopt a strategy that secures your financial wellbeing and create long term peace of mind❤. Licensed in 32 States. Let's help you accomplish your goals today
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Loan
Commercial Loans
Specialities
VA, FHA, Conventional, and Bank Statement Loans - Purchase and Refinance
Business Purpose Mortgage Loans (No Doc/No Personal Income)
Lines of Credit (Fixed and Variable)
Debt Consolidation
Cash Out Refinance
Debt Analysis and Cash Flow Savings Plan
No Ratio Mortgage - Qualify with Assets (No Income)
Finance Consultation
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Positions
- West Capital Lending - Branch ManagerMar 28th, 2023 - Current
Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 1583905
- CA DRE 02215236
Gallery
Hobbies
- Hiking
- Lifting Weights
- F45 Training
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing