

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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It was a great experience
Considering all the hip cups, Lydia knows her stuff and I felt like she really cared about me and wanted the best for me.
Lydia was an incredible help to my wife and I. This was our first time through the home buying process, so we had a ton of questions and anxiety. Lydia was fantastic at answering all of those questions and easing our nerves. She also gave us...
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She answered all of our questions promptly, and our deal went so smoothly, largely because of her!
Personalized service
Fast and o time communication
The things that made my experience great with Silverton mortgage is the transparency and the availability of Lydia, the branch manager she answered multiple questions. We had as being 1st time home buyers. She erased a lot of our jitters and...
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Lydia was very patient with us she walked us through everything that we needed help with . She kept us updated with important details bout our home. She insured us every chance she got. I could go on and on! We had a amazing home buying experience...
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There was a lot of turnover during this process and Chris was working on it the majority of the time but I never really heard from him. Then Lydia came in at the end and I was already displeased with the entire process. It took 9 months to...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
First off, thank you for your service- we take great pride in helping our Veterans and are sorry for the confusion on changing LO’s during the process. We do understand the need for better communication during that entire time and will look...
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Lydia was ver helpful throughout the entire process. She followed up with me frequently and made I sure I understood everything I had to do.
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.