

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia is incredibly knowledgeable, highly organized and was always available to answer any questions we had. She made our mortgage process smooth and simple.
Lydia made the process great! Her personality, caring spirit, outstanding professionalism and level of knowledge made the process less stressful and smooth. She communicated very well throughout the process and congratulated me when I completed...
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Lydia communicated with me every step of the way. She was a joy to work with!
Lydia was amazing she fought for us the whole time a very good advocate for us during the process
Lydia was very organized and always made sure that we had everything we needed and signed at appropriate times. She would go out her way and help me understand each document and where I was in the process of getting my home . Lydia did such...
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Lydia was amazing! She was so patient with us and explained everything without making me feel like I was stupid. She was always quick to respond to any questions and was great at following up with us.
Lydia was very understanding, helpful, patient and extremely knowledgeable with the process. I wish we worked with her from the beginning!
Lydia is simply AMAZING! She worked both for us and with us to get us closed on our home.
They were very attentive and helpful, they answered my questions and were always in the best disposition to help me.
She worked for me, I am a single mother and this process is hard and stressful and I had no worries with her. She made me Trust her from day one. Her communication was amazing , I knew every step of the way without even having to wonder
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.