

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Very professional and understanding. Passionate about changing lives
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Adrian, thank you for the kind words. It's been an honor helping you navigate such a life-changing milestone. Enjoy! Lydia
Lydia, was great in keeping me updated, and great communications.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Diana, thank you for being on top of things all along the way. Great working together--let's do it again. Lydia
Lydia is awesome and really goes above and beyond for all of her clients!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Vivianne, you are are a truly awesome teammate. You go that extra mile to help make dreams come true! Thank you for that.
My wife & I appreciate how Lydia Shina was there for us to guide us and navigate us throughout the whole process, we appreciate the time and effort she put in, and how she had our best interest at heart. Having Lydia on our team made this journey...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Shadi and Dan Hkawng, it was such a honor working together to make your dream of a new home become your new dream home! You were both great all along the way. Thanks, Lydia
Lydia was amazing to deal with! She helped me through the whole process and was very patient with me. I appreciate her help, and if I were to ever do this again I would only go through her.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Jack, thank you for the kind words. It was a pleasure helping you with this adventure. You ROCKED it!! Lydia
Lydia did a great job and made the process easy.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Jill, your expertise and quick response time made navigating this one smooth sailing! Let's go get another dream home closed together! Lydia
Interest rate
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Chad, it was quite the journey to your new dream home! I really enjoyed working with you and your family to get you HOME. Thanks, Lydia
Ms Lydia handled every step of our home financing smoothly, she is resourceful. Thanks to her.
Egbunam Franklin Ejefobihi.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Franklin, you and Cynthia were just amazing jugglers of life-all wonderful things that they were. So honored to help you navigate HOME! Thanks, Lydia
It was a great time with Lydia she is like family now. We thank God for her helping hand and always getting back with us when we had questions threw out the time. Great Job Lydia!!!!!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Laquela, it was a wonderful journey together--we covered lots of ground lol! Kudos and Congrats to you and Chad! Lydia
Lydia was great to work with! she was always responsive and helpful with any questions I had. I would highly recommend her to anyone.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Douglas, Right back at you---it was great working with you! Let's go get another dream come true together. Thanks, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.