Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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If I could have locked in my rate in the beginning of the process it would have been a better experience.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi James, the market was a bit chaotic this year with lots of moving parts---which is why we have you on the 3-Year Rate Drop Protection Plan we discussed--so once rates drop we can get you set! I hope you are loving your new home. Lydia
As someone who has navigated the home-buying process four times, I can confidently say that my experience with Lydia Shina at Silverton Mortgage was unparalleled. Lydia's expertise in the mortgage loan domain was immediately evident. She not...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Ahhhh, Luis, your words brought tears to my eyes and filled my heart. I love my job--helping people navigate their new home purchase and or build. I truly appreciate the opportunity to work with you ---and I must admit your teamwork-- and that...
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Great communicator!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Geoff, right back at you---you've been a great team player! Let's go get another dream-home owner their keys!! L
No issues :)
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Ashley, you were just a fantastic team player on your new home build. Thanks for being so awesome! Lydia
The final outcome on the loan
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi, yes, this was a very fast-paced loan with lots and lots of moving parts. You were a great teammate throughout the journey! Thanks and enjoy your new home. Lydia
Lydia was always willing to go above and beyond to assist in any way needed. She was very knowledgeable and literally "just a phone call away". My family and I will forever be grateful for the work, and care of her and her team throughout our...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Quiana, you and your family are the just amazing--never tiring along the way. You'll always be family to me! So glad your settling into your new home--and making memories to cherish. Lydia
Lydia is the BEST there is around!!! Silverton is SO lucky to have her!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Isabelle, it takes one to know one! You are Awesome---always going the extra mile to make the process as smooth and joyful as possible. You never stop working for our clients!
The open communication and actively reaching out to check in on us
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Thomas, so glad to be a part of your journey! Congrats on your new home. Lydia
Communication
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Matthew, I so enjoyed helping you navigate your new home--and just in time for the holidays. It's always an honor. Enjoy! Lydia
The whole process was smooth. Lydia done a great job answering any questions I had. She made the whole experience less stressful.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thank you Alexander! It was so great working together on your new home adventure. I hope you are loving this new chapter! Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.