

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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I had a great experience working with Lydia Shina. Buying a first home is incredibly stressful, and for someone without a financial background securing a mortgage is the most confusing part. Lydia Shina went out of her way to make sure we got...
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Reply from Lydia Shina
June 20th, 2024 07:24 PM
Bobbie, thank you so much for the kind words. You have been truly amazing throughout this whole adventure--and you have a new home your family created to show for it. Kudos!! I am always available for any questions! Thanks, Lydia
Lydia is more than 100% committed and helps get you the best rate and mortgage possible.
Reply from Lydia Shina
June 20th, 2024 07:26 PM
Matthew is has been just wonderful working together on your new home. You were always ready with anything requested--you made it easy. Thanks for the great teamwork. Congrats on your fantastic home! Lydia
Lydia was very helpful from the start of the loan process and got the best lock in rate that was possible.
Reply from Lydia Shina
June 20th, 2024 07:29 PM
Vamshi, I am so excited for you and your family! It's been awesome working together to help you into your new home. I am always here for any questions and next steps. Kudos and Congrats! Lydia
Nothing much, just absolute attention to detail.
Reply from Lydia Shina
June 20th, 2024 07:32 PM
Hi Tom, we had such a fabulous team to get our clients HOME! It's been wonderful working with such great realtors. Let's go do it again. Thanks, Lydia
Quick close for fha loan
Reply from Lydia Shina
June 11th, 2024 01:12 PM
Hi Amanda, thank you for the amazing teamwork getting our new homebuyers HOME! Let's go do it again--and again! Lydia
Great keeping me updated throughout the process.
Reply from Lydia Shina
June 11th, 2024 11:33 AM
Thank you Michael--it was awesome teamwork all the way around. Let's go make another dream home come true! Lydia
Lydia kept up with everything needed and communicated well.
Reply from Lydia Shina
June 8th, 2024 12:55 PM
Melissa, it was great working together to help our clients get their keys and so start the next chapter in their adventure! Thanks and let's go do it again! Lydia
Lydia was incredible. She was always available to take my call, she was transparent about every step along the way. I felt I was always informed and understood everything that was going on through the process, and I would recommend her to anyone...
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Reply from Lydia Shina
June 7th, 2024 11:56 AM
Awww, John, thank you for the kind words! It was just so amazing to work together to get your new dream home created from the ground up--what a huge milestone--you could give lesson in being an awesome homebuyer! Kudos and Congrats! Lydia Oh--I...
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Lydia was amazing from the first moment I spoke to her. She was always so responsive and never once made me or my husband feel like a bother with our many questions. We started this process to get a home loan but I believe we ended with a lifelong...
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Reply from Lydia Shina
June 7th, 2024 12:00 PM
Susan, your words just make my heart sing! I agree--working together on your new home has been a great journey-- and to get such a beautiful friendship in the mix makes it the best gift! I am always here for any questions, future needs---and...
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We have ZERO complaints with anything or anyone we encountered during the entire nine-month process of building and financing our home. Communication was top notch and this was by far the easiest and most transparent mortgage process we’ve...
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Reply from Lydia Shina
June 7th, 2024 12:05 PM
Ryan, thank you so much! Your words put big smiles on everyone on our team--and we are all so excited for your next chapter. Your amazing teamwork made this such a seamless process---number FIVE must be the Charm lol! So glad to be part of...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.