

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Working with Lydia was a fantastic experience. She was knowledgeable, responsive, and made the mortgage process smooth and stress-free for my client. Highly recommend! Thank you for helping us get to closing ahead of schedule!
Reply from Lydia Shina
June 26th, 2024 12:19 PM
Hi Emiliano, thank you for the amazing teamwork! It's such an honor to help a family not only buy--but create-- their dream home. It truly doesn't get better than this! Let's go do it again. Thanks, Lydia
It was a great experience with Lydia.
Reply from Lydia Shina
June 26th, 2024 12:21 PM
Alionis, it's been fantastic working together on your new home build and purchase. A true honor. I hope you and your family make many memories to cherish as you turn your house into your home. I am always available for any questions or needs....
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Lydia was not only professional, but patient, kind and informative. She guided us through the process at every step. I would recommend her with the utmost confidence in her knowledge and understanding of the mortgage industry and the process...
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Reply from Lydia Shina
June 25th, 2024 05:57 PM
Jim, thank you so much. It was my pleasure to guide you through each step of the purchasing/building process. It may have looked a bit daunting at times--but your awesome teamwork made an easy task of it. When you have any future needs, I'm...
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Great service!
Reply from Lydia Shina
June 25th, 2024 05:59 PM
Dominique, right back at you! We make a great team! Let's go make another dream come true. Lydia
Lydia has always been available to answer any questions. Even though I get home from work late she was willing to talk to me on my time. She's been friendly and honest throughout. Also, Lydia made it clear she will be around for us for the...
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Reply from Lydia Shina
June 24th, 2024 11:16 PM
Hi Julia, thank you for the kind words---it was so great working together to navigate your new home process--and I am always here for the next steps and any questions along the way. Kudos and Congrats on your beautiful new home. Lydia
Lydia was responsive when we had questions and really one of the few people who was present and working with us through this entire journey of new home ownership. She is a congenial person but also candid. We appreciated her experience and...
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Reply from Lydia Shina
June 24th, 2024 11:25 AM
Angela, I am truly grateful to help you navigate the ins and outs of building a new home. You have been an awesome teammate. I am always available for future needs and any questions along the way. Kudos and Congrats! Lydia
Lydia shine is very special ,she has been faster bc l wanted to close as soon as possible so she did that you me,and she very professional
Reply from Lydia Shina
June 23rd, 2024 06:54 PM
Bahati, it has been a pure delight working with you and your family. You helped make it go fast with your quick response time--I am just so excited for you and your family next chapter. I am always here for any needs or questions. Thanks and...
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Lydia was prompt and fantastic!
Reply from Lydia Shina
June 23rd, 2024 06:56 PM
Becca---so were you! We made a great team, getting our young family into new their dream home. Let's go do it again! Lydia
Lydia has been a very kind and sweet person throughout our whole experience. Someone who goes above and beyond for someone (especially a first time home buyer like myself) is what anyone needs for this type of project. I honestly couldn't have...
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Reply from Lydia Shina
June 21st, 2024 10:20 PM
Hi Garrett, your kind words mean so much to me. I am thrilled to have help you and your family navigate this big milestone! I know you will make many lasting memories to cherish in your home. Remember, if you have any questions in the future,...
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Lydia is very helpful and answered all our questions and cleared our doubts. She is reachable whenever we called her.
Reply from Lydia Shina
June 20th, 2024 07:21 PM
Divya, thank you for the great teamwork. There were lots of moving parts to juggle with building your home and I am delighted that I could help navigate that with your loan process. Kudos and Congrats! Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.