

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia went above and beyond to help me secure the mortgage by exploring different solutions that others didn't consider. She had really taken the time to understand my situation and find a way to get me approved for the selling price. Thank...
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Reply from Lydia Shina
August 14th, 2024 12:34 PM
Manar, it just makes my heart sing to know you and your family are settling into your beautiful new home. I am just delighted that-- working together-- we were able to make this dream come true. You are a great role model for new home builder/buyers....
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Lydia was always available for any questions or concerns we had. She definitely put forth the effort and we loved working with her, and hope to again in the future.
Reply from Lydia Shina
August 8th, 2024 10:43 PM
Hi Zachary, I am just thrilled for you and your family on this new chapter. You both created a beautiful home. I truly appreciated the opportunity to work with you and hope we have the chance to collaborate again in the future. Kudos and Congrats!...
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Lydia Shina has been incredibly responsive to all our queries, consistently providing timely assistance throughout the entire loan process. Her support has been invaluable.
Reply from Lydia Shina
August 8th, 2024 01:56 PM
Anusha, thank you so much for your comments--your kind words made my year! It's been delightful working together and getting to know you and your family. Kudos on creating such a stunning new home. I am always here for any futurne needs or...
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Lydia was very helpful during the entire home buying process. She made sure that we as first time homebuyers were well informed on what we needed to do.
Reply from Lydia Shina
August 5th, 2024 02:54 PM
Kyle, it made my heart sing for you and your family to get the keys to your new home. You both navigated this new adventure so well-- and look at what you created! I am always here for any quetions and for your future mortgage needs---and pics...
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NAaaaaaaaa
Reply from Lydia Shina
August 5th, 2024 11:53 AM
Arthur, kudos and congrats on your new home. You have been a great teammate on your build and loan process--always at the ready. If there's ever any questions or future mortgage needs, please let me know--I am always available. Thank you once...
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Lydia was very helpful and made this a very pleasant experience. Thank you again, Lydia for helping us close on our dream home!
Reply from Lydia Shina
August 5th, 2024 11:55 AM
Kelly, it was a delight helping you navigate your new home purchase. I am so excited for you and your family--enjoy creating new memories to cherish. I am always here for any questions or needs. Thanks, Lydia
We loved working with Lydia
Reply from Lydia Shina
August 5th, 2024 12:23 PM
Christopher, thank you for the kind words--it has been such a gift to get to help you navigate your new build and home purchase and get to know you along the way. We all make a great team! I am always here for any questions and next steps---and...
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Communication
Reply from Lydia Shina
August 5th, 2024 12:20 PM
Camron, it was awesome working together making our clients' dream come true. You are a Rockstar! Let's go make another family's dreams come true together. Kudos and Congrats, Lydia
Very knowledgeable and kept us in the loop on every process.
Reply from Lydia Shina
August 1st, 2024 07:24 PM
Meredith, It was so great work together on this new home adventure. You helped make the entire process smooth and easy. Thanks and Let's go do it again! Lydia
Lydia was always available and such a great problem solver. She’s very experienced and thinks quickly on her feet. We felt at ease knowing she was working with us.
Reply from Lydia Shina
August 1st, 2024 12:55 PM
Joan, it was great working together on your new home. You were on top of everything all along the way--making the process that much smoother. I am so excited for you and your family's new chapter. I'm here for any future needs or questions...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.