

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
She was great in every step of the process. Really awesome in explaining things and supporting the client.
Reply from Lydia Shina
September 20th, 2024 12:03 PM
Hi Soumya, thank you for the amazing teamwork on your new home adventure. I am just so excited for you and your family's new chapter. I wish you All and Only the Best! I am always available for future needs and questions. Thanks, Lydia
She faught for us till the closing and helped us tremendously to overcome many obstacles. She was also great in explaining things.
Reply from Lydia Shina
September 20th, 2024 12:05 PM
Anindita, we do make a great team! I am delighted for you and your family and hope you make many new memories to cherish in your new home. I am always available for any questions or future options. Thanks and Congrats! Lydia
Lydia made it exceptional, she explained multiple questions of mine multiple times thoroughly making sure that I understand what I am choosing.
Reply from Lydia Shina
September 20th, 2024 12:08 PM
Venkat, it was so wonderful working with you to navigate your new home build and purchase. It fills my heart to see you and your family in your new home. Enjoy this new chapter in your life. I am always availble if you have questions or future...
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Kept everyone up to date throughout the transaction and very friendly!
Reply from Lydia Shina
September 6th, 2024 11:39 AM
Kristen, it was a pure delight working together--you are awesome. Let's work together soon, and often. Thanks, Lydia
Lydia was helping every step of the way.she was available after office hours which was very helpful for our busy life in accomplishing all the paperwork. She was also friendly and personable. In fact she met us at the bank to make sure everything...
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Reply from Lydia Shina
August 25th, 2024 09:00 PM
Anu, it's been such a treat to meet you and work together on your new home purchase. Enjoy this next chapter in your new dream home--you worked hard to create it and I am delighted for you and your family. I am always available for any questions...
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Very helpful and attentive
Reply from Lydia Shina
August 24th, 2024 04:42 PM
Hi Justin, thanks so much for all your lightening-speed teamwork on getting your new home purchase completed. It's been a pleasure working on this adventure with you. Kudos and Congrats and know I am always avaialble for any questions and future...
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Lydia had a great line of communication. She was available to answer any questions or concerns in a timely manner. She made sure that when she explained something, that we understood. She was very pleasant to work with.
Reply from Lydia Shina
August 24th, 2024 04:45 PM
Ashley, thank you for the great survey and amazing teamwork. You were on top of everything! I am always around for any future questions or next steps. Kudos and Congrats to you and your family. Enjoy this new chapter in your journey. Lydia
Lydia made the whole process easy, smooth and enjoyable, she was very professional and caring about our journey
Reply from Lydia Shina
August 21st, 2024 11:30 AM
Aaron, thank you for such kind words. It's been so great working together to get you and your family your new home. I am so excited for you all. I am always here for any questions--or baby sitting! Kudos and thanks, Lydia
Lydia felt like a part of my own family throughout this process. Always available, we would run through scenarios and she would provide heartfelt feedback and guidance. Earned my trust 1000%
Reply from Lydia Shina
August 14th, 2024 12:25 PM
Andrew, I believe these are the nicest words I've heard. Thank you so much for the amazing teamwork on your new home build and purchase. I am over the moon excited for you and your family's new chapter. I am alway availble for questions, scenarios,...
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Lydia provided great amount of details through out the loan process and took time to explain every step
Reply from Lydia Shina
August 14th, 2024 12:30 PM
Giridhar, thanks for being such a great teammate in navigating your new home purchase--we were able to close quickly and smoothly--and now you have the keys to your new home! I am always here for any questions, and future options. Kudos and...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.