Lou Centrella
Sr Loan Officer | NMLS 146337
Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home f... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Liz was on top of most everything. It just was annoying that I had to keep updating documents that they already had access to.
Reply from Lou Centrella
May 24th, 2025 10:30 PM
Thank you for your feedback, Janet. I'm glad to hear that Liz was on top of most everything during your loan process. I understand the frustration of having to update documents multiple times, and I apologize for any inconvenience this may...
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Wonderful communication and immediate resoonse time!
Reply from Lou Centrella
March 26th, 2025 04:27 PM
I'm glad to hear that you were pleased with the communication and response time during your loan process. It was a pleasure assisting you with your home purchase. Thank you for your kind feedback!
A smooth process as usual! The buyers were satisfied with the communication and professionalism provided by Lou!
Lou came to my house to get documents when I was too busy to get it done myself good service
Reply from Lou Centrella
March 23rd, 2025 04:30 PM
Thanks for taking the time to leave such a positive review, Michael. I'm really glad I could help make the process a bit easier for you by coming to your house. I understand how hectic life can get, especially when you're in the middle of purchasing...
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Lou is so supportive and caring. He was available whenever needed. He even checked in well outside of typical business hours to keep me up to date.
Reply from Lou Centrella
January 1st, 2025 05:46 PM
I'm delighted to hear such positive feedback, Carol! It was truly my pleasure to assist you with your purchase and to ensure you were kept up to date, even outside of typical business hours. I strive to provide the best service possible, and...
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Lou was very helpful through every stage of house buying. Super knowledgeable and always available
Reply from Lou Centrella
December 10th, 2024 01:37 PM
I'm thrilled to hear about your positive experience, Nicholas. It was my pleasure to guide you through each stage of the home-buying process. Your satisfaction is my top priority, and I'm glad my availability and knowledge were beneficial to...
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From start to finish Lou made everything very pleasant and easy going . He always kept use very informed every step of the way. He truly does care about his clientele and that is shown through his work. Overall had a very delightful experience...
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Reply from Lou Centrella
November 30th, 2024 04:14 AM
Thank you for your kind words and excellent rating, Elizabeth! I'm thrilled to hear that your purchase experience was pleasant and easy. Being able to keep you informed and cared for every step of the way is something I strive for, and it's...
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Lou mad everything very easy
Reply from Lou Centrella
November 28th, 2024 04:02 PM
I'm thrilled to hear that you had a seamless experience with your home loan purchase, Kevin. I always strive to make the process as straightforward and efficient as possible. Your positive feedback and 5-star rating are greatly appreciated....
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attentive for file
Reply from Lou Centrella
November 28th, 2024 02:27 PM
I'm glad to hear you had such a positive experience with your Cash Out Refi, Scott. Your feedback on my attentiveness throughout the process is greatly appreciated. At Embrace Home Loans, we always strive to provide the best possible service...
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Lou and his staff are very knowledgeable and organized. We couldn't be any happier with their service. Thank you!
Reply from Lou Centrella
November 27th, 2024 04:04 PM
Thank you so much for your kind words, Patricia. We're delighted to hear that you're satisfied with our service. Your satisfaction is our priority and we're glad we could assist you with your purchase. We hope to work with you again in the...
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About
Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officersâ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LOâs on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 146337
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.