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Lou Centrella - Sr Loan Officer | NMLS 146337 in Wilmington, DE

Lou Centrella

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Sr Loan Officer | NMLS 146337

Embrace Home Loans - Wilmington, DE
4.97
(378)
Company Logo
Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home f...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(800) 333-3004
Wilmington, DE
https://www.embracehomeloans.com/location/delaware/wilmington/lou-centrella?utm_medium=organic&utm_source=google&utm_campaign=GMB
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
4.97
(378)
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Reviews from Web
  • 5.0
    google
    M
    Mark B
    Posted on June 7th, 2026 10:16 PM
    Excellent team, very professional, great communication, easy application and documentation/transaction processes. Highly recommend.
  • 5.0
    SFTP
    T
    Timothy S
    Wilmington, DE
    Posted on June 4th, 2026 05:40 PM
    Lou was very responsive and supportive throughout the process and he used phone calls effectively to work through some of the more intricate issues (rather than texting, which we find ineffectual, cumbersome and annoying). Thanks Lou!
  • 5.0
    SFTP
    H
    Hannah A
    Felton, DE
    Posted on May 31st, 2026 01:14 PM
    Lou was extremely helpful along the whole process since it was our first time buying a home. He had great communication and was very quick to answer all our questions!
  • 5.0
    google
    J
    Julianna L
    Posted on May 29th, 2026 12:30 PM
    Working with Lou was such a great experience from start to finish. He truly understood what we needed and guided us through the process in a timely and professional manner. We appreciated the weekly updates, quick responses to all of our questions,...
    read more
  • 5.0
    SFTP
    J
    Julianna L
    North East, MD
    Posted on May 29th, 2026 12:28 PM
    Working with Lou was such a great experience from start to finish. He truly understood what we needed and guided us through the process in a timely and professional manner. We appreciated the weekly updates, quick responses to all of our questions,...
    read more
  • 5.0
    SFTP
    M
    Mark B
    Hockessin, DE
    Posted on May 23rd, 2026 02:00 AM
    Lou and his team were extremely professional, fast, kept us well informed every step of the process, and were great to work with. Highly recommend!
    Reply from Lou Centrella
    June 8th, 2026 01:21 PM
    Thank you, Mark, for your great feedback. I'm grateful that you found the service professional and informative throughout the process. I'm glad my team and I could provide a positive experience for you. If you ever need assistance in the future,...
    read more
  • 5.0
    SFTP
    M
    Maureen F
    Wilmington, DE
    Posted on May 8th, 2026 01:21 PM
    Lou was very easy to work with throughout the entire process. He kept me informed every step of the way giving me confidence that everything would be done in an efficient and effective manner.
    Reply from Lou Centrella
    May 8th, 2026 02:47 PM
    Maureen, Thanks so much for the nice review. Congratulations on your new home!
  • 5.0
    SFTP
    S
    Sean T
    Ocean View, DE
    Posted on April 16th, 2026 02:17 AM
    Lou made gett a home mortgage painless. Thank you
    Reply from Lou Centrella
    May 1st, 2026 08:34 PM
    I'm happy to hear that the mortgage process felt painless for you, Sean. Thank you for your kind words and for trusting me with your home loan needs at Embrace Home Loans. If there's anything else I can assist you with, please don't hesitate...
    read more
  • 5.0
    SFTP
    A
    Amy B
    Ocean View, DE
    Posted on April 15th, 2026 01:24 PM
    Lou is always on top of things and his communication is superb.
  • 5.0
    SFTP
    C
    Chelsea N
    Lewes, DE
    Posted on March 26th, 2026 12:51 PM
    Lou always on top of his search and response very quickly. He made the whole refi process smoothly 🙂
    Reply from Lou Centrella
    April 10th, 2026 05:19 PM
    I'm pleased to hear the refinancing process felt smooth for you, Chelsea. Prompt responses and thorough research are key priorities for me, so it's gratifying to know these made a difference in your experience. If there's anything else you...
    read more
    • 10 of 378
    About
    Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officers’ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LO’s on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    556
    /850
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    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 146337
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.