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Lou Centrella - Sr Loan Officer | NMLS 146337 in Wilmington, DE

Lou Centrella

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Sr Loan Officer | NMLS 146337

Embrace Home Loans - Wilmington, DE
4.97
(372)
Company Logo
Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home f...... Show More
Mortgage
Mortgage Loan Officer
FHA Home Loan
Company Logo
Contact Info
(800) 333-3004
Wilmington, DE
https://www.embracehomeloans.com/location/delaware/wilmington/lou-centrella?utm_medium=organic&utm_source=google&utm_campaign=GMB
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Overall Ratings
4.97
(372)
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Reviews from Web
  • 5.0
    SFTP
    M
    Maureen F
    Wilmington, DE
    Posted on May 8th, 2026 01:21 PM
    Lou was very easy to work with throughout the entire process. He kept me informed every step of the way giving me confidence that everything would be done in an efficient and effective manner.
    Reply from Lou Centrella
    May 8th, 2026 02:47 PM
    Maureen, Thanks so much for the nice review. Congratulations on your new home!
  • 5.0
    SFTP
    S
    Sean T
    Ocean View, DE
    Posted on April 16th, 2026 02:17 AM
    Lou made gett a home mortgage painless. Thank you
    Reply from Lou Centrella
    May 1st, 2026 08:34 PM
    I'm happy to hear that the mortgage process felt painless for you, Sean. Thank you for your kind words and for trusting me with your home loan needs at Embrace Home Loans. If there's anything else I can assist you with, please don't hesitate...
    read more
  • 5.0
    SFTP
    A
    Amy B
    Ocean View, DE
    Posted on April 15th, 2026 01:24 PM
    Lou is always on top of things and his communication is superb.
  • 5.0
    SFTP
    C
    Chelsea N
    Lewes, DE
    Posted on March 26th, 2026 12:51 PM
    Lou always on top of his search and response very quickly. He made the whole refi process smoothly 🙂
    Reply from Lou Centrella
    April 10th, 2026 05:19 PM
    I'm pleased to hear the refinancing process felt smooth for you, Chelsea. Prompt responses and thorough research are key priorities for me, so it's gratifying to know these made a difference in your experience. If there's anything else you...
    read more
  • 5.0
    SFTP
    T
    Timothy C
    Hockessin, DE
    Posted on March 24th, 2026 12:31 PM
    Second time using Lou, everything was on point
    Reply from Lou Centrella
    April 8th, 2026 03:19 PM
    I'm glad to hear that your experience with me went smoothly, Timothy. It's always rewarding to know I've met your expectations consistently. If you need anything else in the future, just let me know. Thank you for your continued trust in my...
    read more
  • 5.0
    SFTP
    A
    Autumn R
    Hockessin, DE
    Posted on February 6th, 2026 01:28 PM
    It was hustle to get us to our quick closing date. Lou and Kim were extremely knowledgeable and excellent communicators. We are incredibly grateful to them both. 10/10 recommen!
    Reply from Lou Centrella
    February 23rd, 2026 07:25 PM
    It's great to hear that you found the support from Kim and me helpful, Autumn. I understand how crucial clear communication is, especially with a quick closing date. Thank you for your recommendation and for choosing Embrace Home Loans. Should...
    read more
  • 5.0
    SFTP
    M
    Michael O
    Wilmington, DE
    Posted on January 17th, 2026 05:08 PM
    Lou always makes the process easy!
    Reply from Lou Centrella
    February 2nd, 2026 09:01 PM
    I truly appreciate your kind words, Michael. It's important to me that the process feels straightforward for my clients. If there's anything else you need or if questions come up in the future, don't hesitate to reach out. Thank you for choosing...
    read more
  • 5.0
    SFTP
    B
    Bryan M
    Wilmington, DE
    Posted on January 11th, 2026 12:40 PM
    Lou was able to help us understand the entire process as first-time buyers, and he was always available to answer any questions that we had. His advice helped up find a home we are very happy with.
    Reply from Lou Centrella
    January 26th, 2026 05:46 PM
    Bryan, I'm pleased to hear that my guidance made a difference in your journey as first-time buyers. Being available to answer your questions and provide advice throughout the process is an important part of helping you find a home you're happy...
    read more
  • 5.0
    SFTP
    D
    Deepa C
    Milton, DE
    Posted on October 20th, 2025 04:20 PM
    Very easy to work with. Great communication.
    Reply from Lou Centrella
    November 4th, 2025 04:22 PM
    Your feedback is appreciated, Deepa. It's great to know that you found the process easy and the communication effective. If there's anything more I can do for you, feel free to reach out. Thank you for choosing Embrace Home Loans for your purchase!...
    read more
  • 5.0
    SFTP
    A
    Ann M
    Claymont, DE
    Posted on October 20th, 2025 01:47 PM
    Lou kept us aware of each step. Plus he is just a pleasant person!
    • 10 of 372
    About
    Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officers’ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LO’s on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!
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    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 146337
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.