Lou Centrella

Name: Embrace Home Loans - Wilmington, DE
Address: 5341 Limestone Road Suite 101, Wilmington, Delaware, 19808
Telephone: +1-800-333-3004
Rating: 4.97

Sr Loan Officer | NMLS 146337

Embrace Home Loans - Wilmington, DE

4.97

(382)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 333-3004

Wilmington, DE

https://www.embracehomeloans.com/location/delaware/wilmington/lou-centrella?utm_medium=organic&utm_source=google&utm_campaign=GMB

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.97

(382)

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Experience.com

4.96

(359)

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5.0

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Lou Centrella is amazing to work with. He will go above and beyond for you. I highly recommend him and his team.

Lou went above and beyond to make things happen and get things done in a timely matter. Explained things to me I had no idea about so I would not be lost in the process. Always kept his foot on the gas to make sure we were submitted in time...

Reply from Lou Centrella

July 23rd, 2026 01:10 PM

I'm grateful for your kind words, Christopher. It's wonderful to know that I could help simplify the process for you as a first-time buyer. If you have any more questions or need further assistance, please don't hesitate to reach out to me.

Great service!!

Lou was on top of everything. He made the experience smooth as silk. Thx Lou!!!

Reply from Lou Centrella

July 8th, 2026 02:59 PM

I'm happy to hear that I could make the process smooth for you, Elly. Thank you for your kind words, and if you ever have more questions or need assistance in the future, please don't hesitate to reach out.

Lou was very helpful and responsive when we had any questions or concerns.

Reply from Lou Centrella

July 8th, 2026 01:34 PM

I'm pleased to hear that you found my assistance helpful and responsive, Linda. If there's anything else you need or any further questions arise, please feel free to reach out to me.

Excellent team, very professional, great communication, easy application and documentation/transaction processes. Highly recommend.

Lou was very responsive and supportive throughout the process and he used phone calls effectively to work through some of the more intricate issues (rather than texting, which we find ineffectual, cumbersome and annoying). Thanks Lou!

Reply from Lou Centrella

June 19th, 2026 05:41 PM

Thank you, Timothy, for sharing your experience. I'm grateful to hear that my approach with phone calls was helpful and supportive during the process. If there's anything else you need, please feel free to reach out.

Lou was extremely helpful along the whole process since it was our first time buying a home. He had great communication and was very quick to answer all our questions!

Reply from Lou Centrella

June 15th, 2026 01:15 PM

I'm glad I could be helpful throughout your first home-buying process, Hannah. Clear communication and promptly addressing your questions are very important to me. Thank you for your kind feedback, and if you need anything in the future, please...

Working with Lou was such a great experience from start to finish. He truly understood what we needed and guided us through the process in a timely and professional manner. We appreciated the weekly updates, quick responses to all of our questions,...

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About

Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officersâ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LOâs on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

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Year Started

1980

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 146337

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.