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Lou Centrella - Sr Loan Officer | NMLS 146337 in Wilmington, DE

Lou Centrella

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Sr Loan Officer | NMLS 146337

Embrace Home Loans - Wilmington, DE
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Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home f... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(800) 333-3004
Wilmington, DE
https://www.embracehomeloans.com/location/delaware/wilmington/lou-centrella
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
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Reviews from Web
  • SFTP
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    Deepa C
    Milton, DE
    Posted on October 20th, 2025 04:20 PM
    Very easy to work with. Great communication.
    Reply from Lou Centrella
    November 4th, 2025 04:22 PM
    Your feedback is appreciated, Deepa. It's great to know that you found the process easy and the communication effective. If there's anything more I can do for you, feel free to reach out. Thank you for choosing Embrace Home Loans for your purchase!...
    read more
  • SFTP
    A
    Ann M
    Claymont, DE
    Posted on October 20th, 2025 01:47 PM
    Lou kept us aware of each step. Plus he is just a pleasant person!
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    Brendan C
    Milton, DE
    Posted on October 20th, 2025 12:35 PM
    Lou is a great communicator and went the extra mile to ensure we closed on house on time despite an accelerated delivery date.
    Reply from Lou Centrella
    November 4th, 2025 06:13 PM
    Brendan, I’m glad to hear that my communication and efforts helped facilitate your timely closing. Ensuring everything went smoothly for your accelerated delivery was important to me. If any further questions arise or you need assistance down...
    read more
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    Nicholas C
    Wilmington, DE
    Posted on October 4th, 2025 04:12 PM
    Lou was very helpful throughout the process of getting the home loan. Knew exactly what documents where needed and when they would be needed by. Helped me navigate the complexities of various bank accounts and transactions to get the money...
    read more
    Reply from Lou Centrella
    October 20th, 2025 07:11 PM
    I appreciate your kind words, Nicholas. It was my pleasure to assist you in navigating the loan process and ensuring everything was in place for a smooth transaction. I'm glad I could help you manage the complexities involving the bank accounts...
    read more
  • SFTP
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    Caterina T
    Hockessin, DE
    Posted on October 3rd, 2025 07:15 PM
    Lou was prompt and reached out weekly for updates and easy to contact
  • SFTP
    A
    Adrian J
    Wilmington, DE
    Posted on September 25th, 2025 04:56 PM
    Lou is a consummate professional. He is in contant contact and make the transaction smooth.
  • SFTP
    A
    Amy B
    Ocean View, DE
    Posted on September 3rd, 2025 10:16 PM
    Lou was attentive and on point from start to finish! His work ethics are outstanding and very much appreciated from a Realtors point of view. I also appreciate his response to my questions and staying on top of everything . When he said it...
    read more
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    Paul E
    Wilmington, DE
    Posted on May 31st, 2025 04:14 PM
    Lou does a great job and keeps you updated often.
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    John W
    Wilmington, DE
    Posted on May 26th, 2025 10:32 PM
    Great experience with multiple properties!
    Reply from Lou Centrella
    June 10th, 2025 10:32 PM
    I'm thrilled to hear that you had a great experience with your property purchases. It was a pleasure assisting you through the process. If you have any further questions or need assistance in the future, please don't hesitate to reach out....
    read more
  • SFTP
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    Nikolaus S
    Wilmington, DE
    Posted on May 12th, 2025 10:23 PM
    Lou was there the whole way. Foresaw potential challenges and pitfalls and found ways to make it happen.
    Reply from Lou Centrella
    May 27th, 2025 10:26 PM
    I'm thrilled to hear that I could assist you throughout your home purchase process. It was a pleasure working with you to navigate any challenges and ensure a smooth transaction. Thank you for your kind words and trust in Embrace Home Loans....
    read more
    • 21–30 of 384
    About
    Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officers’ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LO’s on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 146337
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.