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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
I had a great experience because it went fast and smooth without any real problems. I was approved fast . Great experience
Reply from Lori Hines
October 10th, 2025 03:32 PM
I'm pleased to know that your experience was both fast and smooth, Johnny. It's always my goal to ensure a seamless process for my clients. If you have any more needs or questions, don't hesitate to reach out.
Lori and Katie are BOTH absolutely FABULOUS to work with! I have had nothing but positive experiences with them through every single transaction and my Clients ALWAYS tell me how wonderful they are to work with as well. They are a WIN WIN situation...
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Reply from Lori Hines
October 10th, 2025 03:32 PM
Shellie, I truly appreciate your kind words. It's fantastic to know that your experiences with Katie and me have been so positive, and it’s heartening to hear that your clients feel the same way. Your recommendations mean a great deal to us....
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You all worked fast, efficiently and tirelessly on this file and you had amazing communication the whole way! Thanks you guys are rockstars!
Reply from Lori Hines
October 10th, 2025 03:31 PM
I'm genuinely pleased to know you appreciated the swift and efficient work on your file, Emma. Maintaining clear communication throughout the process is a key focus for me, and I'm glad it made a positive impact. Your kind words mean a lot....
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very helpful and quick
Reply from Lori Hines
October 10th, 2025 03:30 PM
I appreciate your feedback, Austin. I'm glad to know you found the process helpful and quick. If there's anything more I can do for you or if you have further questions, please feel free to reach out.
Lori and her team made our buying experience super easy and there was no bank related stress involved. She took all of our information and went to work and had everything handled and made our purchase super easy! We will definitely recommend...
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Reply from Lori Hines
October 10th, 2025 03:30 PM
Shannon, I truly appreciate your kind words. It's great to know that your buying experience was smooth and stress-free. Ensuring everything is handled efficiently is a top priority for me, and I'm glad to have helped make the process easy for...
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I really liked the online portal and email reminders. It made it very easy to complete all the paperwork and I always knew where we were at in the process and What the next steps were
Reply from Lori Hines
October 6th, 2025 04:39 PM
Courtney, I appreciate your feedback. I'm pleased to hear that the online portal and email reminders made the process easier for you. Keeping everything clear and straightforward is important to me, and I'm glad it allowed you to stay informed...
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Easiest buying experience ever! Answered questions anytime! Even on days off! AMAZING experience!
Reply from Owner
October 10th, 2025 05:15 PM
Aww, thank you for the kind words, Amy! It was a pleasure working with you and I hope you enjoy the privacy of your new home!
Easiest buying experience ever!!!!
Reply from Lori Hines
October 6th, 2025 03:43 PM
I'm pleased to hear that you found the buying process so straightforward. Making the experience smooth and manageable is always my goal. If you need anything else, feel free to get in touch.
When I called to get started on this home load process, I knew it would have to be quick. It was a home that I had been watching for over 2 years. When it came up for sale, I was all in. From the 1st call, to the preapproval, to finalizing...
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Reply from Lori Hines
October 6th, 2025 03:43 PM
June, I appreciate you taking the time to share your experience. It’s great to hear that the prompt process aligned with your needs and that you felt well-supported throughout your home journey. Knowing that you're now settled into the home...
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Not only was Lori and her team easy to work with but the process was also thorough and very efficient. I would highly recommend flat branch to anyone of my family or friends. Thank you for being apart of my new home owning journey.
Reply from Owner
October 10th, 2025 05:15 PM
Thank you for the 5 star review. We appreciate your business and wish you all the best in your new home!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149