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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Very responsive.
Reply from Lori Hines
October 23rd, 2025 03:29 PM
I appreciate your feedback on the responsiveness, Kenneth. Keeping communication open and timely is important to me, and I'm glad it met your expectations. We appreciate the opportunity to work with you once again! If you have any further questions...
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the team is attentive and communicates great!
Reply from Lori Hines
October 22nd, 2025 02:38 PM
I appreciate your kind words and am glad to know that the communication from the team resonated with you. Attentiveness and clear communication are important values for me, and it’s rewarding to see that reflected in your experience. If there's...
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Lori Hines has received a review with 5 star rating from Melissa S
Reply from Owner
November 3rd, 2025 04:33 PM
I appreciate your rating, Melissa. Thank you for taking the time to support Flat Branch Home Loans.
Everything was explained well and the process was smooth.
Reply from Lori Hines
October 22nd, 2025 02:19 AM
I'm pleased to hear that you found the explanations clear and the process smooth. Ensuring that everything runs seamlessly is always my goal, and I'm glad that it matched your expectations. If there's anything further I can assist you with,...
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Great Place! Highly recommend the Hines Team!
Reply from Owner
October 17th, 2025 05:20 PM
Sandy, thank you for the 5-star review! We appreciate your business and kind words!
Very pleasant to talk to Everyone on the Hines Team. Lori, Katie, and Natalie explained everything so throughly, and kept touch with step by step process of our loan either by phone , email and text. I would definitly use them agian and I wood...
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Reply from Lori Hines
October 17th, 2025 03:35 PM
Sandra, I'm grateful for your kind words. It's great to know that the detailed explanations and communication from Katie, Natalie, and me made the process clear and smooth for you. I'm pleased to hear that you’d recommend our team and consider...
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Great communication, guidance, and question answering
Reply from Lori Hines
October 17th, 2025 03:35 PM
I appreciate your kind words, Shakil. I'm glad to know that you found the communication and guidance helpful. Assisting you and answering any questions you have is important to me. If there's anything else you need, please don't hesitate to...
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Team Hines is hands down the BEST in lending. They are professional, knowledgeable, and ALWAYS make our clients comfortable with the process!! Thank you for being a fantastic partner!
Reply from Lori Hines
October 16th, 2025 06:06 PM
Lisa, we appreciate your kind words and trust in Team Hines! We love working with your team and are so thankful for your partnership!!
Everyone involved was Super and made my wife & I feel part of the family! Thank you All !!
Reply from Lori Hines
October 13th, 2025 06:38 PM
Elroy, I'm so glad to hear that you and your wife felt welcomed and at ease throughout the process. It's important to me that every step feels supportive, and knowing you felt like part of the family is truly rewarding. If there's anything...
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Everyone we interacted with at Flat Branch were absolutely amazing
Reply from Lori Hines
October 12th, 2025 01:18 PM
I'm grateful for your kind words about the team at Flat Branch. It's uplifting to know that each interaction left a positive impression. If there's anything else I can do for you, please don't hesitate to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149