Louis James Charles | Mortgage Loan Originator | NMLS# 198611's Cover Image
Louis James Charles | Mortgage Loan Originator | NMLS# 198611 - Sr. Mortgage Loan Originator | NMLS # 198611 in Cranford, NJ

Louis James Charles | Mortgage Loan Originato...

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Sr. Mortgage Loan Originator | NMLS # 198611

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First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing y... Show More
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  • Encompass
    G
    Glenic M F
    Port Charlotte, FL
    Posted on July 6th, 2025 06:55 PM
    He is professionnal, Carring He's follow with you step by step untill everything is done. This is the second time I used Him He guided me to the good Path, he looks what good for you If need for the future I will used Him agan.
    Reply from Louis James Charles | Mortgage Loan...
    July 9th, 2025 06:57 PM
    Glenic, I'm grateful for your continued trust in my services. It's fulfilling to know that you found the guidance and support helpful throughout the process. I am dedicated to looking out for your best interests every step of the way. If there's...
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    Betty P
    West Orange, NJ
    Posted on June 28th, 2025 03:01 PM
    This process is tiring, however having James doing his job so effortless- I am grateful to him-. James is truly an asset to this company- i work an Healthcare, so this type of business is foreign to me Hospital expertise is truly priceless
    Reply from Louis James Charles
    July 1st, 2025 03:02 PM
    Thank you for your kind words, Betty. I'm delighted to hear that I could make the process easier for you. It was a pleasure assisting you, and I'm grateful for your appreciation. If you have any further questions or need assistance in the future,...
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    Abny D
    Hillside, NJ
    Posted on April 5th, 2025 01:11 PM
    Great in communication and Great in all I realized Thanks a lot Mr Louis James Charles for your support.
    Reply from Louis James Charles | Mortgage Loan...
    April 5th, 2025 09:57 PM
    Frèm, zanmim...I'm thrilled to hear that you appreciated the communication and support throughout the process. It was a pleasure assisting you. Thank you for your kind words, Abny.I am already thanking you for the future referrals you'll send...
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    Brittany J C
    Roselle Park, NJ
    Posted on February 13th, 2025 03:07 PM
    Things started great with Louis, but then things eroded. The interest rate on my application was incorrectly quoted from a different state program all the way through commitment. When brought to Louis’ attention and asked to be fixed, he shared...
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    S
    Stephania V
    Belvidere, NJ
    Posted on January 24th, 2025 01:05 PM
    Charles Louis go above and behind to make me satisfied . Communicate skills was on point, make me understand all my needs.Now I got my house i couldn't make without him . Thank you for the great service .
    Reply from Louis James Charles | Mortgage Loan...
    January 24th, 2025 01:44 PM
    Bonjour, bonjour belle madame!I'm thrilled to hear you had a positive experience with me at First Alliance Home Mortgage, Steph. Your satisfaction is my top priority, and I'm glad that I could assist you through the process to make it as smooth...
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    Lucson C
    East Orange, NJ
    Posted on January 23rd, 2025 06:05 PM
    He is a great man, very respectful and very dedicated to helping customers.
    Reply from Louis James Charles | Mortgage Loan...
    January 23rd, 2025 07:39 PM
    Thank you very much Lucson for this very nice survey. I'm glad that you're pleased with my work and the service you get from First Alliance Home Mortgage.Se lanmou kap rete. Fè byen pou maximòm moun ou jwen sou rout ou.Merci encore une fois!...
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    Migeda S
    East Orange, NJ
    Posted on January 18th, 2025 04:37 PM
    tha was great with Mr Charles support me he's a expert in what he's doing thank you ,and thanks a lot for your support God bless you.
    Reply from Louis James Charles | Mortgage Loan...
    January 18th, 2025 11:52 PM
    So glad to hear you had a great experience, Migeda! Providing expert support is what we always strive for at First Alliance Home Mortgage. Your kind words are appreciated and I'm here if you need anything else. Your blessing means a lot, thank...
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    Chrismene L
    Union, NJ
    Posted on October 3rd, 2024 01:23 PM
    Mr. Charles was very kind, humble, friendly and confident about his process from the start. He even allowed us to meet with the seller's lender who was pressuring us. Mr. Charles always answer his phone, when he doesn't, he always call back...
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    Reply from Louis James Charles | Mortgage Loan...
    October 3rd, 2024 01:33 PM
    I'm incredibly humbled by your kind words, Chrismene. It was a pleasure working with you and assisting in your journey towards homeownership. I'm glad that the process, though long, ended up benefiting you significantly with the substantial...
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    Teresa K A
    Berlin, NJ
    Posted on September 25th, 2024 04:25 PM
    My experience with him was great. Excellent he was easy to talk to Great customer service doesn’t matter what time you call him. He always answer the phone and always have an answer for your question. I wish that we have more people like him...
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    Reply from Louis James Charles | Mortgage Loan...
    September 25th, 2024 04:37 PM
    Hello Teresa,You're soooo kind. Thank you for such a great review. You took the time to answer and that made my day! Working for people like you and Maxson make the stress that comes along with the work... worth it. Enjoy your much deserving...
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    K
    Katienta S
    Rahway, NJ
    Posted on September 16th, 2024 01:50 PM
    Great communication and service
    Reply from Louis James Charles | Mortgage Loan...
    September 25th, 2024 04:38 PM
    I'm absolutely thrilled to hear you had a positive experience communicating with me and are satisfied with the service, Katienta. Your positive feedback means the world to me and the rest of us here at First Alliance Home Mortgage. Know that...
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    About
    First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing you with the best rates and service available in today's market. Our Corporate Office is conveniently located in Cranford, NJ and near all the major highways. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Renovation Loans
    Refinancing
    Down Payment Assistance
    Non-QM Loans
    View All
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    Positions
    • First Alliance Home Mortgage - Mortgage Loan Originator
      Nov 15th, 2011 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 198611 - New Jersey
    • NMLS# 198611
    Disclaimer
    First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com 20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338 Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV. Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker. (nmlsconsumeraccess.org)