Louis James Charles | Mortgage Loan Originator | NMLS# 198611's Cover Image
Louis James Charles | Mortgage Loan Originator | NMLS# 198611 - Sr. Mortgage Loan Originator | NMLS # 198611 in Cranford, NJ

Louis James Charles | Mortgage Loan Originato...

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Sr. Mortgage Loan Originator | NMLS # 198611

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First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing y... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 703-0555
7328069832
Cranford, NJ
https://lcharles.fahmloans.com
https://go.easymortgageapps.com/easyshare/198611
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  • Encompass
    I
    Innobert D
    Union, NJ
    Posted on December 20th, 2025 11:17 PM
    The experience was good
    Reply from Louis James Charles
    December 24th, 2025 03:44 PM
    I'm pleased to hear that you had a good experience. If there's anything more I can do to help or if you have any suggestions, feel free to let me know.
  • Encompass
    J
    Julaine P
    Union, NJ
    Posted on December 18th, 2025 10:08 PM
    Caring,communication,and love.thank you for the all staff,i wish I can do something better.love you all specially James.
    Reply from Louis James Charles
    December 21st, 2025 10:08 PM
    I'm grateful for your sentiment and kind words about the care and communication you experienced. It's always my intention to ensure a positive experience for everyone I work with. If there's anything more I can do to assist you, please don't...
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    Nandia E M
    Union, NJ
    Posted on December 11th, 2025 11:45 PM
    Louis is very knowledgeable , guide you well through the whole process.
    Reply from Louis James Charles
    December 15th, 2025 08:32 PM
    It's great to know you found my guidance helpful. Ensuring that clients feel informed and supported is a priority for me. If any further questions come up or if there's anything else I can assist you with, please don't hesitate to reach out....
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  • Encompass
    J
    Joseph J
    Irvington, NJ
    Posted on November 28th, 2025 12:32 AM
    Louis made the process as smooth as possible for us and I appreciate his patience throughout this process.
    Reply from Louis James Charles
    December 1st, 2025 09:45 PM
    I'm glad to hear that the process went smoothly for you. Your appreciation means a lot to me, and I'm thankful that my patience helped make the experience better. If you ever have more questions or need further assistance, feel free to reach...
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  • Encompass
    M
    Marie C J
    Irvington, NJ
    Posted on November 28th, 2025 12:30 AM
    Louis is very transparent and kept us in the loop throug the entire process. We were very comfortable working with him and will defi work with him again moving forward.
    Reply from Louis James Charles
    December 1st, 2025 08:45 PM
    I appreciate your kind words and feedback. Transparency and keeping my clients informed are important to me, so I'm glad you felt at ease throughout the process. I look forward to the opportunity to work with you again in the future. If you...
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  • Encompass
    B
    Beatrice M
    East Orange, NJ
    Posted on November 12th, 2025 02:02 AM
    Great service and communication I would definetely recommend his service.
    Reply from Louis James Charles | Mortgage Loan...
    November 12th, 2025 06:53 PM
    I appreciate your kind words and recommendation, Beatrice. Ensuring great service and communication is always a priority for me. If there's anything more I can do for you or if you have any further questions in the future, please feel free...
    read more
  • Encompass
    C
    Catheline M A
    North Bergen, NJ
    Posted on November 4th, 2025 10:01 AM
    I never felt that I was alone, there was always somebody helping me every step.
    Reply from Louis James Charles
    November 7th, 2025 07:19 PM
    It’s wonderful to hear that you felt supported throughout the process. I strive to ensure that my clients never feel alone, and I'm glad I could provide assistance every step of the way. If you have any further questions or need any more help...
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  • Encompass
    N
    Natacha N
    Irvington, NJ
    Posted on September 22nd, 2025 02:06 PM
    Thanks the Lord for Mr. Charles. Without his patience and expertise, we would not have been home owner today. We know that our case was very difficults but he was great at making us feel secure in his ability to succeed. I will be a client...
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    Reply from Louis James Charles | Mortgage Loan...
    September 22nd, 2025 02:19 PM
    I'm so appreciative of your kind words, Natacha. It's fulfilling to know that I could help you navigate a challenging situation and make you feel secure in the process. I'm glad to have supported you on your journey to becoming a homeowner....
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    J
    Jean M D
    East Orange, NJ
    Posted on September 2nd, 2025 12:13 PM
    My home buying process was not an easy one—it came with its fair share of challenges and stress. However, James made the entire experience smooth and manageable. He was patient, professional, and always available to answer my questions. He...
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    Reply from Louis James Charles | Mortgage Loan...
    September 5th, 2025 12:14 PM
    It's great to know that your home buying journey was made smoother with my help. I'm committed to being available and providing clear explanations to make the process as easy as possible for you. If you ever have more questions or need assistance...
    read more
  • Encompass
    B
    Benjamin T
    Irvington, NJ
    Posted on July 20th, 2025 07:18 PM
    Efficiency, and he was downright honest
    Reply from Louis James Charles | Mortgage Loan...
    July 21st, 2025 03:55 PM
    Hello Ben, Thank you so very much for your very king survey. It is always a pleasure working with you. I appreciate you very much and much success in all your future projects.
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    About
    First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing you with the best rates and service available in today's market. Our Corporate Office is conveniently located in Cranford, NJ and near all the major highways. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Renovation Loans
    Refinancing
    Down Payment Assistance
    Non-QM Loans
    View All
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    Positions
    • First Alliance Home Mortgage - Mortgage Loan Originator
      Nov 15th, 2011 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 198611 - New Jersey
    • NMLS# 198611
    Disclaimer
    First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com 20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338 Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV. Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker. (nmlsconsumeraccess.org)