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Louis James Charles | Mortgage Loan Originator | NMLS# 198611's Cover Image
Louis James Charles | Mortgage Loan Originator | NMLS# 198611 - Sr. Mortgage Loan Originator | NMLS # 198611 in Cranford, NJ

Louis James Charles | Mortgage Loan Originato...

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Sr. Mortgage Loan Originator | NMLS # 198611

Team Cardona
4.88
(70)
Company Logo
First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing y...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(973) 703-0555
7328069832
Cranford, NJ
https://lcharles.fahmloans.com
https://go.easymortgageapps.com/easyshare/198611
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Overall Ratings
4.88
(70)
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Reviews from Web
  • 5.0
    Encompass
    C
    Charnette F
    Irvington, NJ
    Posted on June 4th, 2026 05:19 PM
    Communication
    Reply from Louis James Charles | Mortgage Loan...
    June 4th, 2026 05:39 PM
    Charnette, I'm pleased to hear that communication was a positive aspect of your experience. Keeping you informed is a priority for me. If there's anything else you need, feel free to reach out. Merci beaucoup encore une fois!
  • 5.0
    Encompass
    R
    Reberta B
    Hillside, NJ
    Posted on May 10th, 2026 05:26 PM
    I will be coming. Anybody wanna enjoy with finances house purchase house it's a great place to go specially Louis Charles we can contact him. He's very patient he's very comprehensive that wasn't my first time on that journey believe me. I...
    read more
    Reply from Louis James Charles
    May 13th, 2026 05:27 PM
    Reberta, I'm truly grateful for your kind words and am pleased to know that my support was valuable to you on your journey. It's important to me that you feel informed and comfortable with every step of the process, and I'm glad to hear that...
    read more
  • 4.16
    Encompass
    G
    Gina B
    Hillside, NJ
    Posted on April 28th, 2026 07:37 PM
    family, friends
    Reply from Louis James Charles
    May 1st, 2026 07:38 PM
    Thank you for sharing your thoughts, Gina. If there's anything specific you'd like to discuss or if I can assist you in any way, please feel free to reach out.
  • 4.83
    Encompass
    R
    Roberde E
    Cherry Hill, NJ
    Posted on January 26th, 2026 03:54 AM
    Strong communication, kindly helping me with documents, and always called me for any details regarding my loan request .👍👍
    Reply from Louis James Charles
    January 29th, 2026 09:10 PM
    I'm glad that the communication and assistance with your documents were helpful during your loan process, Roberde. Keeping you informed and ensuring you have everything you need is important to me. If there's anything else I can do for you,...
    read more
  • 4.0
    Encompass
    I
    Innobert D
    Union, NJ
    Posted on December 20th, 2025 11:17 PM
    The experience was good
    Reply from Louis James Charles
    December 24th, 2025 03:44 PM
    I'm pleased to hear that you had a good experience. If there's anything more I can do to help or if you have any suggestions, feel free to let me know.
  • 4.83
    Encompass
    J
    Julaine P
    Union, NJ
    Posted on December 18th, 2025 10:08 PM
    Caring,communication,and love.thank you for the all staff,i wish I can do something better.love you all specially James.
    Reply from Louis James Charles
    December 21st, 2025 10:08 PM
    I'm grateful for your sentiment and kind words about the care and communication you experienced. It's always my intention to ensure a positive experience for everyone I work with. If there's anything more I can do to assist you, please don't...
    read more
  • 4.16
    Encompass
    N
    Nandia E M
    Union, NJ
    Posted on December 11th, 2025 11:45 PM
    Louis is very knowledgeable , guide you well through the whole process.
    Reply from Louis James Charles
    December 15th, 2025 08:32 PM
    It's great to know you found my guidance helpful. Ensuring that clients feel informed and supported is a priority for me. If any further questions come up or if there's anything else I can assist you with, please don't hesitate to reach out....
    read more
  • 5.0
    Encompass
    J
    Joseph J
    Irvington, NJ
    Posted on November 28th, 2025 12:32 AM
    Louis made the process as smooth as possible for us and I appreciate his patience throughout this process.
    Reply from Louis James Charles
    December 1st, 2025 09:45 PM
    I'm glad to hear that the process went smoothly for you. Your appreciation means a lot to me, and I'm thankful that my patience helped make the experience better. If you ever have more questions or need further assistance, feel free to reach...
    read more
  • 5.0
    Encompass
    M
    Marie C J
    Irvington, NJ
    Posted on November 28th, 2025 12:30 AM
    Louis is very transparent and kept us in the loop throug the entire process. We were very comfortable working with him and will defi work with him again moving forward.
    Reply from Louis James Charles
    December 1st, 2025 08:45 PM
    I appreciate your kind words and feedback. Transparency and keeping my clients informed are important to me, so I'm glad you felt at ease throughout the process. I look forward to the opportunity to work with you again in the future. If you...
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  • 5.0
    Encompass
    B
    Beatrice M
    East Orange, NJ
    Posted on November 12th, 2025 02:02 AM
    Great service and communication I would definetely recommend his service.
    Reply from Louis James Charles | Mortgage Loan...
    November 12th, 2025 06:53 PM
    I appreciate your kind words and recommendation, Beatrice. Ensuring great service and communication is always a priority for me. If there's anything more I can do for you or if you have any further questions in the future, please feel free...
    read more
    • 10 of 70
    About
    First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing you with the best rates and service available in today's market. Our Corporate Office is conveniently located in Cranford, NJ and near all the major highways. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Renovation Loans
    Refinancing
    Down Payment Assistance
    Non-QM Loans
    View All
    144
    /850
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    Positions
    • First Alliance Home Mortgage - Mortgage Loan Originator
      Nov 15th, 2011 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 198611 - New Jersey
    • NMLS# 198611
    Disclaimer
    First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com 20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338 Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV. Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker. (nmlsconsumeraccess.org)